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GMC TERRAIN 2023 Car Insurance

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The 2023 GMC Terrain is a versatile compact SUV offering a spacious cabin, good visibility, and a comfortable ride. It appeals to families and urban drivers seeking a practical vehicle with a solid balance between space and maneuverability.

GMC TERRAIN 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 GMC Terrain fluctuate rather than follow a linear trend, moving from $1745 in 2022 down to $1617 in 2024, then rising to $2009 in 2025 before easing to $1768 in 2026. These variations likely reflect market adjustments rather than a sustained increase or decrease.

To find the best insurance for your GMC TERRAIN 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC TERRAIN 2023 cost in Quebec?

Premiums for the 2023 GMC Terrain are highest in Saint-Jérôme ($1991) and Repentigny ($1923), while Laval ($1256) and Gatineau ($1418) show the lowest amounts. Other cities, such as Quebec City ($1714) and Drummondville ($1647), fall within a mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1646.88
GATINEAU $1418.09
LAVAL $1256.3
QUÉBEC $1714.18
REPENTIGNY $1922.76
Saguenay $1594.67
SAINT-JEAN-SUR-RICHELIEU $1605.11
SAINT-JÉRÔME $2277.34
TROIS-RIVIÈRES $1505.53

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 GMC Terrain?
The average premium varies by reference year, ranging from $1617 in 2024 to $2009 in 2025. In 2026, it stands at $1768, which remains comparable to other compact SUVs in its class.
Do premiums for the 2023 GMC Terrain increase every year?
No. Between 2022 and 2026, premiums fluctuate, moving from $1745 down to $1617, then rising to $2009 before easing to $1768. This reflects a cyclical pattern rather than a steady increase.
Which city offers the lowest insurance cost for a 2023 GMC Terrain?
Based on the data provided, Laval ($1256) and Gatineau ($1418) show the lowest average premiums for this model.
Why is the premium higher in Saint-Jérôme and Repentigny?
Premiums reach $1991 in Saint-Jérôme and $1923 in Repentigny, amounts that may reflect regional factors such as claim frequency or traffic volume in those areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a 2023 GMC Terrain?
The compact SUV classification, replacement value, driver profile, and city of residence are the main factors explaining the premium differences observed, ranging from $1256 to $2009.
How can I compare insurance prices for this model?
Getting multiple quotes from different insurers remains the best way to find the best offers, since premiums vary noticeably by city and reference year.

Offers received by our customers on GMC TERRAIN 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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