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GMC TERRAIN Car Insurance

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The GMC Terrain is a rugged compact SUV that blends family practicality with refined utilitarian styling. Positioned within GMC's mid-tier lineup, it appeals to drivers seeking cargo space, modern technology, and versatile everyday driving.

GMC TERRAIN CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the GMC Terrain rise sharply, moving from $1096 to a peak of $2057 in 2025, before easing to $1653 in 2026. This overall increase reflects rising repair costs, with a recent slight pullback.

To find the best insurance for your GMC TERRAIN vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC TERRAIN cost in Quebec?

The highest premium is seen in Longueuil ($3200), well above other cities, followed by Gatineau ($1951) and Saint-Jérôme ($2013). Drummondville ($1309) and Terrebonne ($1318) show the lowest amounts among the 14 cities analyzed.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1308.84
GATINEAU $1951.11
LAVAL $1766.71
LÉVIS $1560.79
LONGUEUIL $3124.09
MONTRÉAL $1720.66
QUÉBEC $1759.56
REPENTIGNY $1342.68
Saguenay $1772.29
SAINT-JEAN-SUR-RICHELIEU $1494.50
SAINT-JÉRÔME $2044.13
SHERBROOKE $1563.68
TERREBONNE $1223.72
TROIS-RIVIÈRES $1963.60

GMC TERRAIN average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
GMC TERRAIN 2027 $2171.08
GMC TERRAIN 2026 $2138.45
GMC TERRAIN 2025 $1848.48
GMC TERRAIN 2024 $1823.68
GMC TERRAIN 2023 $1783.58
GMC TERRAIN 2022 $1650.19
GMC TERRAIN 2021 $1571.66
GMC TERRAIN 2020 $1443.79
GMC TERRAIN 2019 $1376.48
GMC TERRAIN 2018 $1333.67
GMC TERRAIN 2017 $1079.62
GMC TERRAIN 2016 $953.07
GMC TERRAIN 2015 $879.00
GMC TERRAIN 2014 $690.90
GMC TERRAIN 2013 $742.95
GMC TERRAIN 2012 $705.34
GMC TERRAIN 2011 $737.58
GMC TERRAIN 2010 $642.86

Frequently asked questions (FAQ)

How much does insurance cost for a GMC Terrain?
The average premium for a GMC Terrain reached $2057 in 2025, before dropping to $1653 in 2026, according to the available historical data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the GMC Terrain premium always increased?
No. Between 2021 and 2025, the average premium rose from $1096 to $2057, but it eased to $1653 in 2026, showing a less linear trend than a simple continuous increase.
Which city has the highest insurance cost for a GMC Terrain?
Based on the data provided, Longueuil shows the highest premium at $3200, well above other cities such as Drummondville ($1309).
Why is the premium in Longueuil so much higher than other cities?
The data shows a marked gap in Longueuil ($3200) compared to cities like Terrebonne ($1318), which may reflect local factors such as traffic density or claim frequency.
What factors influence the premium of a GMC Terrain?
Vehicle classification as an SUV, parts costs, model year, and driver profile all influence the premium, which has ranged between $1096 and $2057 depending on the year.
How can I reduce my premium for a GMC Terrain?
Comparing quotes from several insurers and bundling auto and home coverage can help lower the premium, especially in cities with wide differences like Longueuil.

Offers received by our customers on GMC TERRAIN cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this GMC TERRAIN page

The premiums above cover every version of the GMC TERRAIN, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
TERRAIN AT4 4DR AWD 2022 - 2027
TERRAIN DENALI 2.0T 4DR 2WD 2020
TERRAIN DENALI 2.0T 4DR AWD 2018 - 2020
TERRAIN DENALI 4DR 2WD 2013 - 2021
TERRAIN DENALI 4DR AWD 2013 - 2027
TERRAIN DENALI V6 4DR 2WD 2013 - 2015
TERRAIN DENALI V6 4DR AWD 2013 - 2017
TERRAIN ELEVATION 4DR 2WD 2025 - 2026
TERRAIN ELEVATION 4DR AWD 2025 - 2027
TERRAIN SLE 2.0T 4DR AWD 2018 - 2020
TERRAIN SLE 4DR 2WD 2010 - 2024
TERRAIN SLE 4DR 2WD DIESEL 2018 - 2019
Show the 10 other versions

TERRAIN SLE 4DR AWD (2010 - 2024), TERRAIN SLE 4DR AWD DIESEL (2018 - 2019), TERRAIN SLE V6 4DR 2WD (2010 - 2017), TERRAIN SLE V6 4DR AWD (2010 - 2017), TERRAIN SLT 2.0T 4DR AWD (2018 - 2020), TERRAIN SLT 4DR 2WD (2010 - 2021), TERRAIN SLT 4DR AWD (2010 - 2024), TERRAIN SLT 4DR AWD DIESEL (2018 - 2019), TERRAIN SLT V6 4DR 2WD (2010 - 2017), TERRAIN SLT V6 4DR AWD (2010 - 2017)


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