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MAZDA MX5 MIATA CONVERTIBLE Car Insurance

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The Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving enjoyment and exceptional handling. An icon of the compact convertible sports segment, it appeals to enthusiasts seeking an authentic driving experience over raw power.

MAZDA MX5 MIATA CONVERTIBLE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Mazda MX-5 Miata generally increase, moving from $265 to $371. A slight decline follows in 2026, with the premium easing to $334, suggesting a stabilization after several years of growth.

To find the best insurance for your MAZDA MX5 MIATA CONVERTIBLE vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX5 MIATA CONVERTIBLE cost in Quebec?

Premiums are highest in Drummondville ($971) and Laval ($650), while Brossard ($138) and Terrebonne ($220) show the lowest amounts for the MX-5 Miata. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $137.72
DRUMMONDVILLE $971.3
GATINEAU $391.04
LAVAL $650.26
LÉVIS $359.02
LONGUEUIL $498.47
MONTRÉAL $348.83
QUÉBEC $462.71
REPENTIGNY $356.91
Saguenay $372.48
SAINT-JEAN-SUR-RICHELIEU $285.44
SAINT-JÉRÔME $250.7
SHERBROOKE $332.19
TERREBONNE $220.18
TROIS-RIVIÈRES $282

Frequently asked questions (FAQ)

How much does it cost to insure a Mazda MX-5 Miata?
In 2025, the average premium for a Mazda MX-5 Miata was $371, before easing to $334 in 2026 based on the available data.
Has the MX-5 Miata's premium changed a lot between 2021 and 2026?
Yes. It rose from $265 in 2021 to a peak of $371 in 2025, then eased slightly to $334 in 2026, suggesting a recent stabilization.
Which city has the highest insurance cost for the MX-5 Miata?
Based on the data provided, Drummondville shows the highest premium at $971, followed by Laval at $650.
Where is the MX-5 Miata cheapest to insure?
Brossard ($138) and Terrebonne ($220) show the lowest average premiums for this model among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums vary so much by city for the same model?
Claim frequency, vehicle theft rates, traffic density, and local insurer competition explain gaps that can exceed $800 between cities like Brossard and Drummondville.
How can I reduce the cost of insuring an MX-5 Miata?
Comparing quotes from several insurers, choosing a higher deductible, and limiting annual mileage are practical ways to lower the premium for this type of sports car.

Offers received by our customers on MAZDA MX5 MIATA CONVERTIBLE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026