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MAZDA MX5 MIATA CONVERTIBLE Car Insurance

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The Mazda MX-5 Miata is a lightweight, agile roadster celebrated for its pure driving feel and fun-to-drive character. An icon in the small convertible segment, it appeals to enthusiasts seeking an accessible sporty experience rather than raw power.

MAZDA MX5 MIATA CONVERTIBLE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Mazda MX-5 Miata rise steadily, moving from $277 to $371. A slight decrease to $326 in 2026 suggests a stabilization after several years of increases.

To find the best insurance for your MAZDA MX5 MIATA CONVERTIBLE vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX5 MIATA CONVERTIBLE cost in Quebec?

Premiums are highest in Drummondville ($971), Laval ($646), and Longueuil ($498), while Brossard ($138), Saint-Jérôme ($251), and Trois-Rivières ($282) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $137.72
DRUMMONDVILLE $971.3
GATINEAU $391.04
LAVAL $645.87
LÉVIS $359.02
LONGUEUIL $498.47
MONTRÉAL $338.11
QUÉBEC $439.12
REPENTIGNY $356.91
Saguenay $379.81
SAINT-JEAN-SUR-RICHELIEU $285.44
SAINT-JÉRÔME $250.7
SHERBROOKE $332.19
TROIS-RIVIÈRES $282

Frequently asked questions (FAQ)

How much does insurance cost for a Mazda MX-5 Miata?
The average premium for the Mazda MX-5 Miata moved from $277 in 2021 to $371 in 2025, then dropped to $326 in 2026 based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium decrease in 2026?
After a steady rise from 2021 to 2025, the slight drop to $326 in 2026 may reflect market adjustments or revised risk profiles associated with the model.
Which city has the highest insurance cost for the MX-5 Miata?
Based on the data provided, Drummondville shows the highest premium at $971, followed by Laval ($646) and Longueuil ($498).
Where is the MX-5 Miata cheapest to insure?
Brossard ($138), Saint-Jérôme ($251), and Trois-Rivières ($282) show the lowest average premiums for this model.
Why can a roadster like the MX-5 vary so much in cost by city?
Regional differences, local claim frequency, and traffic density can explain the significant variation seen between cities for the same vehicle.
How can I lower my MX-5 Miata insurance premium?
Comparing quotes from several insurers, limiting annual mileage, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on MAZDA MX5 MIATA CONVERTIBLE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026