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MERCEDES-BENZ CLA45 Car Insurance

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The Mercedes-Benz CLA45 is a high-performance compact coupe powered by a sporty AMG turbocharged engine. It blends elegant styling with intense driving sensations, appealing to luxury-performance enthusiasts seeking both style and power.

MERCEDES-BENZ CLA45 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Mercedes-Benz CLA45 show significant volatility, starting at $24822 in 2021, dropping to $1536 in 2023, rising again to $3043 in 2025, and settling at $2362 in 2026. This wide variation makes it difficult to identify a stable trend over the period.

To find the best insurance for your MERCEDES-BENZ CLA45 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ CLA45 cost in Quebec?

Premiums are highest in Montreal ($6084), Laval ($4100), and Brossard ($4082), while Quebec City ($1501) and Gatineau ($1792) show the lowest amounts. Sherbrooke ($2257) and Trois-Rivières ($1915) fall within a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $4082.05
GATINEAU $1792.04
LAVAL $4100.1
MONTRÉAL $6083.90
QUÉBEC $1500.61
SHERBROOKE $2257.12
TROIS-RIVIÈRES $2297.27

MERCEDES-BENZ CLA45 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Mercedes-Benz CLA45?
Based on available data, the average premium for a Mercedes-Benz CLA45 was $2362 in 2026, following significant fluctuations in prior years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do CLA45 premiums vary so much year to year?
Premiums range from $24822 in 2021 down to just $1536 in 2023, then back up to $3043 in 2025. This volatility may reflect changes in the sample data, vehicle classification, or insured driver profiles.
Which city offers the lowest insurance cost for a CLA45?
Based on the data provided, Quebec City ($1501) and Gatineau ($1792) post the lowest average premiums for this model.
Why does Montreal show the highest CLA45 premium?
With an average premium of $6084, Montreal stands out clearly from other cities, likely due to urban density, traffic volume, and higher claim frequency for performance vehicles.
What factors influence the CLA45's premium?
The AMG engine's power, high parts costs, the vehicle's sporty classification, and the driver's profile can all cause significant premium variation.
How can I lower my premium for a CLA45?
Comparing quotes from several insurers remains the best way to secure a competitive price, especially for a vehicle whose premiums vary so widely by city and year.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this MERCEDES-BENZ CLA45 page

The premiums above cover every version of the MERCEDES-BENZ CLA45, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CLA45 4MATIC 4DR COUPE 2014 - 2025
CLA45 4MATIC+ 4DR COUPE 2020 - 2023
CLA45 S 4MATIC 4DR COUPE 2024 - 2026

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MERCEDES-BENZ CLA45 by city

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