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MERCEDES-BENZ E400 Car Insurance

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The Mercedes-Benz E400 is an executive sedan combining premium comfort, advanced technology, and strong performance. It appeals to drivers seeking prestige and refinement in a vehicle suited for both long trips and daily urban driving.

MERCEDES-BENZ E400 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Mercedes-Benz E400 fluctuate significantly, moving from $2663 in 2021 to a peak of $3608 in 2022, then dropping to $1377 in 2023, before gradually rising to $2212 in 2025 and falling again to $1711 in 2026. This volatility makes it difficult to identify a stable trend.

To find the best insurance for your MERCEDES-BENZ E400 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ E400 cost in Quebec?

A marked gap appears between the two cities provided: Montreal shows a notably higher average premium at $3472, while Laval presents a much lower amount at $860 for the Mercedes-Benz E400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $3870.05
LAVAL $860.01
MONTRÉAL $2965.34

MERCEDES-BENZ E400 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
MERCEDES-BENZ E400 2018 $1922.95
MERCEDES-BENZ E400 2017 $2407.94
MERCEDES-BENZ E400 2016 $1695.79
MERCEDES-BENZ E400 2015 $1038.98

Frequently asked questions (FAQ)

How much does insurance cost for a Mercedes-Benz E400?
The average premium for the Mercedes-Benz E400 has varied significantly, ranging from $1377 in 2023 to $3608 in 2022, with a value of $1711 in 2026, the most recent year available.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Mercedes-Benz E400 premium vary so much year to year?
Premiums for premium vehicles like the E400 can fluctuate based on parts costs, claim frequency, and insurer adjustments, explaining the swing between $1377 and $3608 seen from 2021 to 2026.
Which city offers the lowest insurance cost for a Mercedes-Benz E400?
Based on the data provided, Laval shows a much lower average premium ($860) compared to Montreal ($3472) for this model.
Why is the premium in Montreal so different from Laval?
Traffic density, theft risk, and claim frequency in dense urban areas may explain the large gap between Montreal's $3472 and Laval's $860.
How can I lower my premium for a Mercedes-Benz E400?
Comparing quotes from multiple insurers, adjusting deductibles, and bundling policies can help reduce costs, especially for a vehicle whose premium varies so much by region.

Offers received by our customers on MERCEDES-BENZ E400 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this MERCEDES-BENZ E400 page

The premiums above cover every version of the MERCEDES-BENZ E400, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
E400 2DR 2016
E400 4DR 2015
E400 4MATIC 2DR 2015 - 2018
E400 4MATIC 4DR 2015 - 2018
E400 4MATIC CABRIOLET 2018
E400 4MATIC WAGON 2015 - 2018
E400 CABRIOLET 2015 - 2017
E400 HEV 4DR 2013 - 2014

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MERCEDES-BENZ E400 by city

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