Find and compare cheap insurance quotes

MERCEDES-BENZ ML320 Car Insurance

View offers received by our clients for their MERCEDES-BENZ ML320 car insurance

Click here to save on your car insurance

The Mercedes-Benz ML320 is a mid-size luxury SUV combining premium comfort with moderate off-road capability. Valued for its solid build and refined cabin, it appeals to drivers seeking versatility and prestige in a family-friendly format.

MERCEDES-BENZ ML320 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the ML320 fluctuate without a clear linear pattern, moving from $792 in 2021 to $633, $640, $546, then $711 in 2025 and $320 in 2026. This variability reflects the changing risk profile of an aging model.

To find the best insurance for your MERCEDES-BENZ ML320 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ ML320 cost in Quebec?

Based on the data provided, Montreal shows the highest average premium ($893) for the ML320, while Terrebonne is notably lower ($229). Quebec City has no usable value in this sample.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $892.71
TERREBONNE $228.9

MERCEDES-BENZ ML320 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
MERCEDES-BENZ ML320 2009 $737.90
MERCEDES-BENZ ML320 2008 $721.32
MERCEDES-BENZ ML320 2007 $483.31

Frequently asked questions (FAQ)

How much does it cost to insure a Mercedes-Benz ML320?
The average premium varies by year, ranging from $320 in 2026 to $792 in 2021. In 2025, the average stood at $711 based on available data.
Has the ML320 premium increased over time?
No, it fluctuates rather than steadily rising. Between 2021 and 2026, the premium moves from $792 to $320, with intermediate increases and decreases rather than a consistent trend.
Which city has the highest ML320 insurance cost?
Based on the data provided, Montreal shows the highest premium at $893, compared to $229 in Terrebonne.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can premiums for a luxury SUV like the ML320 vary so much?
Vehicle age, parts availability, and changing risk profiles cause noticeable year-to-year differences, such as between $546 in 2024 and $711 in 2025.
How can I lower the insurance cost for an ML320?
Comparing multiple insurer quotes and reviewing coverage options based on the vehicle's age often helps secure a better price for this type of luxury SUV.

Offers received by our customers on MERCEDES-BENZ ML320 cars

Similar brands

BMW
X5
LEXUS
RX300
ACURA
MDX
VOLVO
XC90

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this MERCEDES-BENZ ML320 page

The premiums above cover every version of the MERCEDES-BENZ ML320, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
ML320 4DR 4WD 2001 - 2002
ML320 BLUETEC 4DR 4WD 2009
ML320 CDI 4DR 4WD 2007 - 2008
ML320 CLASSIC 4DR 4WD 2001 - 2003
ML320 ELEGANCE 4DR 4WD 2001 - 2003

Explore other car insurance premiums

MERCEDES-BENZ ML320 by city

Other Mercedes-Benz models