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MERCEDES-BENZ ML320 2008 Car Insurance

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The 2008 Mercedes-Benz ML320 is a mid-size luxury SUV offering comfort, durability, and versatile capability for both road and light off-road use. This older model appeals to buyers seeking an affordable used premium vehicle with strong road presence.

MERCEDES-BENZ ML320 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2008 Mercedes-Benz ML320 fluctuate significantly, moving from $783 to $617, then rising to $1276 in 2025 before dropping to $426 in 2026. This volatility likely reflects low data volumes for this older model rather than a stable trend.

To find the best insurance for your MERCEDES-BENZ ML320 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ ML320 2008 cost in Quebec?

Based on the data provided, the average premium is notably higher in Montréal ($1084) than in Terrebonne ($229), a significant gap that may reflect differences in driver profiles or insured volumes between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1084.48
TERREBONNE $228.9

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Mercedes-Benz ML320?
The average premium varies significantly by reference year, ranging from $426 to $1276 between 2022 and 2026. In 2025, the average premium was $1276.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do ML320 premiums vary so much year to year?
For an older model like the 2008 ML320, the number of insured vehicles is often limited, which can create significant swings in calculated averages, such as the drop from $1276 in 2025 to $426 in 2026.
Where is the ML320 cheapest to insure?
Based on the data provided, Terrebonne shows a much lower average premium ($229) than Montréal ($1084) for this model.
What factors influence the premium for a luxury SUV like the ML320?
Vehicle age, specialized parts costs, replacement value, and driver profile all influence the premium, explaining the differences observed across years and cities.
How can I get the best premium for a used vehicle like the ML320?
Comparing quotes from several insurers remains the best way to find the best price, especially for an older vehicle where claims data is limited.

Offers received by our customers on MERCEDES-BENZ ML320 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026