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MERCEDES-BENZ ML350 2012 Car Insurance

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The 2012 Mercedes-Benz ML350 is a midsize luxury SUV offering refined comfort, confident road manners, and moderate off-road capability. It appeals to buyers seeking family-friendly SUV space combined with the prestige and premium finish of the German brand.

MERCEDES-BENZ ML350 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 ML350 fluctuate rather than follow a clear trend: they rise from $1134 to $1405 in 2023, drop to $836 in 2025, then climb back to $1236 in 2026. This variability mainly reflects shifting risk profiles rather than a steady progression.

To find the best insurance for your MERCEDES-BENZ ML350 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ ML350 2012 cost in Quebec?

Based on the data provided, the average premium for the 2012 ML350 is notably lower in Gatineau ($821) than in Montreal ($1700), a gap of more than double between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $820.77
MONTRÉAL $1699.70

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Mercedes-Benz ML350?
The average premium has fluctuated over the years, reaching $1236 in 2026 after dropping to $836 in 2025 and peaking at $1405 in 2023.
Do premiums for the 2012 ML350 follow a stable trend?
No. Data from 2021 to 2026 shows significant swings, moving from $1134 to $1405, then down to $836, before rising again to $1236, without a consistent direction.
Which city is cheaper to insure a 2012 ML350?
Based on the data provided, Gatineau ($821) offers a notably lower premium than Montreal ($1700) for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why does a luxury SUV like the ML350 cost more to insure?
Higher parts costs, specialized labor, and elevated replacement value for a Mercedes-Benz contribute to premiums that often exceed those of mainstream SUVs.
Why is there such a large gap between Gatineau and Montreal?
Urban density, traffic volume, and higher claim frequency in Montreal generally drive premiums up compared to Gatineau.
How can I lower my premium for a 2012 ML350?
Comparing quotes from several insurers and checking eligibility for discounts tied to driving history or bundled policies can help reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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