NISSAN Z Car Insurance

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The Nissan Z is a modern rear-wheel-drive sports car carrying on the legacy of Japan's Z lineage, powered by a spirited twin-turbo V6. It targets enthusiasts seeking a retro-futuristic coupe with performance credentials, without giving up everyday usability.

NISSAN Z CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Nissan Z fluctuate significantly, moving from $3559 in 2022 down to $2187 in 2023, back up to $3132 in 2024, down to $2400 in 2025, and up again to $2786 in 2026. This variability reflects the volatile nature of premiums for a recent sports model, without a clear linear trend.

To find the best insurance for your NISSAN Z vehicle, it is more important than ever to compare the available options.

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How much does insurance for your NISSAN Z cost in Quebec?

Between the two cities provided, Gatineau shows a markedly higher average premium ($4739) than Sherbrooke ($2759), a substantial gap that may reflect local differences in claim frequency or traffic density.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$4738.92
SHERBROOKE	$2758.96

NISSAN Z average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
NISSAN Z 2024	$2664.82
NISSAN Z 2023	$3343.53

Frequently asked questions (FAQ)

How much does auto insurance cost for a Nissan Z?

The average premium for the Nissan Z varies by year, reaching $2786 in 2026 after fluctuating between $2187 and $3559 since 2022.

Why does the Nissan Z premium vary so much year to year?

Premiums from 2022 to 2026 range between $2187 and $3559, a variability typical of recent sports vehicles where claims data remains limited and evolves quickly.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why is insuring a Nissan Z more expensive in Gatineau than Sherbrooke?

Based on the data provided, the average premium reaches $4739 in Gatineau versus $2759 in Sherbrooke, a gap that may reflect local factors such as traffic density or claim frequency.

What factors influence the insurance premium for a Nissan Z?

Its sports-car classification, power, rear-wheel-drive parts costs, and high replacement value contribute to premiums generally above those of mainstream vehicles.

How can I lower the insurance cost for a Nissan Z?

Comparing quotes from multiple insurers, choosing an appropriate deductible, and bundling policies are practical ways to reduce the premium for this type of sports vehicle.

Offers received by our customers on NISSAN Z cars

NISSAN Z 2024

A Man from Sherbrooke

$2759 /year

Premium computed in May 2026

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Versions covered by this NISSAN Z page

The premiums above cover every version of the NISSAN Z, so that each average rests on enough quotes. Here are the versions this page includes.

Version	Model years
Z NISMO 2DR	2024 - 2027
Z PERFORMANCE 2DR	2023 - 2027
Z SPORT 2DR	2023 - 2027

Model version by year

Explore other car insurance premiums

NISSAN Z by city

Other Nissan models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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