NISSAN MICRA Car Insurance

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The Nissan Micra is a subcompact city car known for its compact size, accessible price point, and urban maneuverability. It targets drivers seeking an affordable first vehicle that's easy to maintain and park.

NISSAN MICRA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Nissan Micra fluctuate rather than following a linear trend, moving from $961 in 2021 to $986 in 2022, then dropping to $885 in 2024 before rising again to $986 in 2025 and settling at $897 in 2026. Overall, the premium remains relatively stable over the period.

To find the best insurance for your NISSAN MICRA vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your NISSAN MICRA

How much does insurance for your NISSAN MICRA cost in Quebec?

Premiums for the Micra are highest in Montreal ($1230), Brossard ($1082), and Repentigny ($1069), while Trois-Rivières ($677), Saguenay ($737), and Saint-Jean-sur-Richelieu ($739) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1082.39
DRUMMONDVILLE	$861.81
GATINEAU	$1017.39
LAVAL	$960.06
LÉVIS	$1043.74
LONGUEUIL	$958.34
MONTRÉAL	$1256.33
QUÉBEC	$868.20
REPENTIGNY	$1109.76
Saguenay	$455.20
SAINT-JEAN-SUR-RICHELIEU	$861.94
SAINT-JÉRÔME	$793.52
SHERBROOKE	$915.47
TERREBONNE	$1128.72
TROIS-RIVIÈRES	$666.92

Frequently asked questions (FAQ)

How much does auto insurance cost for a Nissan Micra?

The average premium for a Nissan Micra varies by year, ranging between $885 and $986 from 2021 to 2026, with a recent value of $897 in 2026.

Has the Micra's premium changed much over the years?

No, it has remained relatively stable. Between 2021 and 2026, it fluctuated between $885 and $986 without a clear upward or downward trend.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a Micra?

Based on the data provided, Trois-Rivières ($677), Saguenay ($737), and Saint-Jean-sur-Richelieu ($739) post the lowest average premiums for this model.

Why is the premium higher in Montreal than elsewhere?

In Montreal, the average premium reaches $1230, notably higher than other cities, due to traffic density and higher claim frequency in urban areas.

What factors influence the insurance price for a Micra?

Driver profile, place of residence, claims history, and coverage choice all influence the premium, which ranges from $677 to $1230 depending on the city.

CHEVROLET
SPARK

MITSUBISHI
MIRAGE

KIA
RIO

TOYOTA
YARIS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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