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POLESTAR POLESTAR 2 Car Insurance

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The Polestar 2 is a high-performance electric sedan born from the Volvo and Polestar collaboration. It combines clean Scandinavian design, competitive range, and dynamic driving feel, appealing to drivers seeking a premium electric alternative to established brands.

POLESTAR POLESTAR 2 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, Polestar 2 premiums fluctuate without a clear linear trend, dropping from $1998 to $1472 in 2022, then rising to $2313 in 2024, before settling at $2025 in 2026. These variations reflect the evolving electric vehicle market and associated repair costs.

To find the best insurance for your POLESTAR POLESTAR 2 vehicle, it is more important than ever to compare the available options.

How much does insurance for your POLESTAR POLESTAR 2 cost in Quebec?

Premiums are highest in Brossard ($3419) and Montreal ($2823), while Lévis ($1403) and Longueuil ($1480) show the lowest amounts. This marked gap, exceeding $2000 between the two extremes, illustrates strong geographic variation for this electric vehicle.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3419.24
DRUMMONDVILLE $1548.89
GATINEAU $2547.89
LAVAL $2339.93
LÉVIS $1543.19
LONGUEUIL $1850.55
MONTRÉAL $2841.44
QUÉBEC $1952.39
REPENTIGNY $2278.95
Saguenay $1934.97
SAINT-JEAN-SUR-RICHELIEU $1487.49
SAINT-JÉRÔME $2600.09
SHERBROOKE $1875.14
TERREBONNE $1884.39
TROIS-RIVIÈRES $2906.24

POLESTAR POLESTAR 2 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Polestar 2?
The average premium varies by year, ranging from $1472 in 2022 to $2313 in 2024, settling at $2025 in 2026 according to available data.
Have Polestar 2 premiums increased over time?
Not in a linear way. Between 2021 and 2026, the premium fluctuated between $1472 and $2313, without a consistent upward or downward trend over the period.
Which city offers the lowest insurance cost for a Polestar 2?
Based on the data provided, Lévis ($1403) and Longueuil ($1480) show the lowest average premiums for this model.
Why does Brossard show the highest premium?
At $3419 on average, Brossard stands out significantly from other cities, which may reflect local factors such as traffic density or claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the Polestar 2 cost more to insure?
Often yes, due to the high cost of parts, batteries, and the specialized labor required to repair electric vehicles.
How can I reduce my Polestar 2 insurance premium?
Comparing quotes from several insurers remains the most effective approach, given the significant gap observed between cities, ranging from $1403 to $3419.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this POLESTAR POLESTAR 2 page

The premiums above cover every version of the POLESTAR POLESTAR 2, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
POLESTAR 2 LAUNCH EDITION 5DR AWD 2021
POLESTAR 2 LONG RANGE 5DR 2WD 2022 - 2025
POLESTAR 2 LONG RANGE 5DR AWD 2022 - 2025

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POLESTAR POLESTAR 2 by city

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