POLESTAR POLESTAR 2 2023 Car Insurance

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The 2023 Polestar 2 is a high-performance electric sedan born from the Volvo-Polestar partnership. It combines clean Scandinavian design, dynamic driving manners, and advanced onboard technology, appealing to drivers seeking a premium electric alternative to established brands.

POLESTAR POLESTAR 2 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Polestar 2 first rise sharply from $1484 to $2025 in 2024-2025, before easing slightly to $1956 in 2026. This evolution reflects cost adjustments for a still relatively recent electric model on the market.

To find the best insurance for your POLESTAR POLESTAR 2 2023 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your POLESTAR POLESTAR 2 2023 cost in Quebec?

The highest premiums for the 2023 Polestar 2 are found in Montreal ($2635), Gatineau ($2548), and Saint-Jérôme ($2223), while Longueuil ($1211), Saint-Jean-sur-Richelieu ($1441), and Lévis ($1442) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2270.47
DRUMMONDVILLE	$1548.89
GATINEAU	$2547.89
LAVAL	$2172.77
LÉVIS	$1442.07
LONGUEUIL	$1211.35
MONTRÉAL	$2782.69
QUÉBEC	$2046.47
REPENTIGNY	$1848.64
SAINT-JEAN-SUR-RICHELIEU	$1440.98
SAINT-JÉRÔME	$2222.92
SHERBROOKE	$1810.93
TERREBONNE	$2198.49
TROIS-RIVIÈRES	$1446.04

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Polestar 2?

The average premium for a 2023 Polestar 2 ranged between $1484 and $2025 depending on the year, settling at $1956 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Does the Polestar 2 2023 premium increase every year?

Not continuously. The premium rose from $1484 in 2022 to a peak of $2025 in 2024-2025, then eased slightly to $1956 in 2026.

Which city offers the lowest insurance cost for a 2023 Polestar 2?

Based on the data provided, Longueuil has the lowest premium at $1211, followed by Saint-Jean-sur-Richelieu ($1441) and Lévis ($1442).

Why might insuring a Polestar 2 cost more than an equivalent gas-powered car?

Electric vehicles like the Polestar 2 involve higher specialized parts and repair costs, particularly for the battery, which can influence premiums.

Why does Montreal show a higher premium than other cities?

At $2635, Montreal shows the highest premium in the group, likely due to urban density, traffic volume, and higher claim frequency in dense areas.

TESLA
MODEL
3

BMW
I4

HYUNDAI
IONIQ
6

VOLKSWAGEN
ID.4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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