TOYOTA TACOMA Car Insurance

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The Toyota Tacoma is a midsize pickup known for its durability and long-term reliability. Popular for both work and outdoor use, it combines off-road capability, strong resale value, and versatility appreciated by a wide range of drivers.

TOYOTA TACOMA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, average premiums for the Toyota Tacoma rise sharply from $1188 to $1759, before easing slightly to $1709 in 2026. This progression reflects rising repair and replacement costs for pickup trucks.

To find the best insurance for your TOYOTA TACOMA vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA TACOMA

How much does insurance for your TOYOTA TACOMA cost in Quebec?

Premiums are highest in Montreal ($2818), Repentigny ($2451), and Laval ($2120), while Drummondville ($913) and Brossard ($1109) post the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1108.53
DRUMMONDVILLE	$912.76
GATINEAU	$1847.80
LAVAL	$2119.80
LÉVIS	$1928.08
LONGUEUIL	$2115.60
MONTRÉAL	$2817.90
QUÉBEC	$1670.67
REPENTIGNY	$2450.90
Saguenay	$1576.26
SAINT-JEAN-SUR-RICHELIEU	$1188.26
SAINT-JÉRÔME	$1643.78
SHERBROOKE	$1705.33
TERREBONNE	$1604.51
TROIS-RIVIÈRES	$1928.23

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota Tacoma?

The average premium for a Toyota Tacoma reached $1759 in 2025, before easing slightly to $1709 in 2026, based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have Tacoma premiums increased a lot since 2021?

Yes. The average premium rose from $1188 in 2021 to $1759 in 2025 — nearly a 48% increase — before easing slightly to $1709 in 2026.

Which cities offer the lowest Tacoma insurance costs?

Based on the data provided, Drummondville ($913) and Brossard ($1109) post the lowest average premiums for this vehicle.

Why is Montreal's Tacoma premium so much higher?

With an average of $2818, Montreal stands out well above other cities, likely due to traffic density and higher claim frequency in urban areas.

What factors influence a Tacoma's insurance premium?

Pickup truck classification, replacement value, theft risk, and parts costs all influence the premium, which varies significantly by city of residence.

How can I lower my Tacoma insurance premium?

Comparing quotes from several insurers is the most effective approach, given the wide gap observed between cities, ranging from $913 to $2818.