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TOYOTA TACOMA 2016 Car Insurance

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The 2016 Toyota Tacoma is a mid-size pickup known for its ruggedness, mechanical reliability, and strong resale value. Popular among outdoor enthusiasts and tradespeople, it combines off-road capability with everyday versatility as a work-ready truck.

TOYOTA TACOMA 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Toyota Tacoma fluctuate without a clear linear trend, moving from $999 in 2021 to a low of $877 in 2023, then peaking at $1336 in 2024 before settling around $1232 to $1234 in 2025 and 2026.

To find the best insurance for your TOYOTA TACOMA 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA TACOMA 2016 cost in Quebec?

Premiums vary significantly by city: Gatineau shows the highest amount ($2429), followed by Sherbrooke ($1664) and Quebec City ($1171), while Terrebonne has the lowest premium ($799), reflecting a considerable spread among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2799.94
QUÉBEC $1170.66
SHERBROOKE $1663.9
TERREBONNE $798.97

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota Tacoma?
The average premium for a 2016 Toyota Tacoma varies by reference year, ranging from $877 in 2023 to $1336 in 2024, with a recent value of $1232 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Tacoma 2016 premiums increased over time?
Not consistently. The premium fluctuated between $877 and $1336 across the years, without a linear rise, before settling around $1232 to $1234 in 2025-2026.
Which city has the highest insurance cost for a 2016 Tacoma?
Based on the data provided, Gatineau shows the highest premium ($2429), followed by Sherbrooke ($1664), while Terrebonne offers the lowest premium ($799).
Why do premiums for a truck like the Tacoma vary so much by city?
Traffic density, vehicle theft frequency, and local claim rates strongly influence premiums, explaining the gap between Terrebonne ($799) and Gatineau ($2429).
What factors influence the premium for a 2016 Toyota Tacoma?
The vehicle's age, its use (personal or commercial), the driver's claims history, and city of residence are among the key factors determining the premium.
How can I reduce my Tacoma's insurance cost?
Comparing quotes from several insurers, adjusting optional coverages, and maintaining a clean driving record are effective ways to lower the premium.

Offers received by our customers on TOYOTA TACOMA 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026