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TOYOTA TACOMA 2023 Car Insurance

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The 2023 Toyota Tacoma is a midsize pickup known for its ruggedness, reliability, and off-road capability. Favored by adventurers and tradespeople alike, it combines solid towing capacity with Toyota's reputation for long-term durability.

TOYOTA TACOMA 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, the average premium for the 2023 Tacoma moves from $1389 to $1739, after peaking at $2030 in 2024. The trend shows a marked increase through 2024, followed by a gradual decline in 2025 and 2026.

To find the best insurance for your TOYOTA TACOMA 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA TACOMA 2023 cost in Quebec?

Premiums are highest for the 2023 Tacoma in Montreal ($3495) and Laval ($3244), while Saint-Jean-sur-Richelieu ($1158) and Quebec City ($1337) show the lowest amounts. The gap between the most expensive and most affordable cities is considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1530.15
LAVAL $3243.58
LÉVIS $1748.36
MONTRÉAL $3494.54
QUÉBEC $1336.76
SAINT-JEAN-SUR-RICHELIEU $1157.58
SHERBROOKE $2025.78
TERREBONNE $1713.48
TROIS-RIVIÈRES $1946.68

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2023 Toyota Tacoma?
Based on available data, the average premium for a 2023 Toyota Tacoma ranges from $1389 to $2030 depending on the year, with a premium of $1739 in 2026.
Has the 2023 Tacoma's premium changed a lot since 2022?
Yes. It rose from $1389 in 2022 to a peak of $2030 in 2024, before dropping to $1739 in 2026, showing notable fluctuation over the period.
Where is the 2023 Tacoma most expensive to insure?
Based on the data provided, Montreal ($3495) and Laval ($3244) show the highest average premiums for this model.
Where is the 2023 Tacoma least expensive to insure?
Saint-Jean-sur-Richelieu ($1158) and Quebec City ($1337) offer the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums for a truck like the Tacoma vary so much by city?
Traffic density, theft and claim frequency, and local repair costs strongly influence premiums from one city to another.
How can I get a better price to insure a 2023 Tacoma?
Comparing quotes from multiple insurers and evaluating coverage options based on your driver profile remain the best ways to find a competitive price.

Offers received by our customers on TOYOTA TACOMA 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026