Denis in Deux-Montagnes
Property of $660,000
Premium: $1596 per year
Premium computed in May 2026
In Deux-Montagnes, the home insurance market for homeowners reflects the dynamics of a growing residential region, where property values and risk profiles vary significantly by area. Shopping with multiple insurers remains essential to find the best premium.
Between 2019 and 2026, average home insurance premiums for homeowners in Deux-Montagnes show notable volatility, ranging from $978 to $1635. This variation reflects local market adjustments, changes in claim frequency and severity, and shifts in reconstruction costs in the region.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Deux-Montagnes, the progression of premiums by property value is non-linear: it climbs gradually up to $700k, then accelerates sharply. The $700k–$800k tier reaches $2381, followed by a dramatic jump to $3558 for $800k–$900k. A representative $500k–$600k home pays $1533 per year. This acceleration in the higher tiers can be explained by flood-zone exposure, risk profiles specific to those areas, and elevated reconstruction costs.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $931.65 |
| 400k-500k | $1175.38 |
| 500k-600k | $1286.69 |
| 600k-700k | $1981.33 |
| 700k-800k | $2506.97 |
| 800k-900k | $3656.18 |
| 900k-1000k | $1317.14 |
| 1M-2M | $2269.38 |
The average premium in 2026 is $1323 per year for a homeowner in Deux-Montagnes.
The premium climbs gradually up to $700k, then accelerates sharply. A representative $500k–$600k home pays $1533 per year, while an $800k–$900k home reaches $3558 — reflecting flood-zone exposure and reconstruction costs.
Between 2019 and 2026, premiums range from $978 to $1635, reflecting local market adjustments, changes in claim frequency, and shifts in reconstruction costs.
$1533 per year — a representative tier of the local homeowner market.
The jump from $2381 ($700k–$800k) to $3558 ($800k–$900k) is driven by flood-zone exposure, risk profiles specific to those areas, and elevated reconstruction costs.
Comparing several insurers, bundling auto and home, increasing the deductible, and installing an alarm system can reduce the $1323 average premium by several hundred dollars.
Property of $660,000
Premium: $1596 per year
Premium computed in May 2026
Property of $430,000
Premium: $989 per year
Premium computed in May 2026
Property of $500,000
Premium: $1226 per year
Premium computed in May 2026
Property of $400,000
Premium: $600 per year
Premium computed in May 2026
Property of $360,000
Premium: $613 per year
Premium computed in May 2026
Property of $740,000
Premium: $1806 per year
Premium computed in May 2026
Property of $470,000
Premium: $455 per year
Premium computed in May 2026
Property of $600,000
Premium: $745 per year
Premium computed in April 2026
Property of $300,000
Premium: $848 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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