Johanne in Saint-Georges
Property of $600,000
Premium: $594 per year
Premium computed in May 2026
In Saint-Georges, the home insurance market for homeowners reflects a distinct local risk profile, with notable volatility in historical premiums. Understanding value variations and local risk factors helps anticipate costs and negotiate appropriate coverage.
Between 2019 and 2026, average premiums for homeowners in Saint-Georges show marked volatility, fluctuating between $976 (2022) and $1331 (2026). This variation reflects local market adjustments, shifts in claim frequency, and changes in the region's risk profile. The 2026 premium reaches $1331, a significant increase from 2025 ($1090).
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Georges, the progression of premiums by property value is irregular and does not follow a strict linear pattern. Properties under $400k pay $876, while a representative $500k–$600k home costs $969 per year. However, higher tiers show increased volatility: $800k–$900k reaches $2552 and $1M+ climbs to $5737. This irregularity reflects flood-zone exposure, local risk profile, and possibly claim concentration in certain value segments.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $886.13 |
| 400k-500k | $1052.41 |
| 500k-600k | $983.64 |
| 600k-700k | $1545.83 |
| 700k-800k | $1185.74 |
| 800k-900k | $1638.27 |
| 900k-1000k | $1440.9 |
| 1M-2M | $5456.54 |
| 2M+ | $6017.26 |
The average premium in 2026 is $1331 per year for a homeowner in Saint-Georges, reflecting a marked increase from 2025 ($1090).
The progression is not linear: a home under $400k costs $876 per year, while a representative $500k–$600k property pays $969. Higher value segments show increased volatility, influenced by flood-zone exposure and local risk profile.
Between 2019 and 2026, premiums fluctuate between $976 and $1331, reflecting local market adjustments, shifts in claim frequency, and changes in the region's risk profile.
$969 per year — a representative tier of the local homeowner market.
Properties of $800k–$900k reach $2552 and those of $1M+ climb to $5737, reflecting possible claim concentration, heightened flood-zone exposure, or a distinct risk profile in these segments.
Comparing several insurers, bundling auto and home, increasing the deductible, and installing an alarm system can reduce the $1331 average premium by several hundred dollars.
Property of $600,000
Premium: $594 per year
Premium computed in May 2026
Property of $500,000
Premium: $535 per year
Premium computed in May 2026
Property of $470,000
Premium: $1187 per year
Premium computed in May 2026
Property of $460,000
Premium: $795 per year
Premium computed in May 2026
Property of $500,000
Premium: $1251 per year
Premium computed in May 2026
Property of $1,200,000
Premium: $5820 per year
Premium computed in May 2026
Property of $1,100,000
Premium: $5094 per year
Premium computed in May 2026
Property of $300,000
Premium: $519 per year
Premium computed in May 2026
Property of $350,000
Premium: $1445 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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