Jade in Lévis
Property of $400,000
Premium: $1029 per year
Premium computed in May 2026
In Lévis, home insurance for homeowners reflects a stable regional market with moderate exposure to weather-related risks. Although recent data shows some volatility, the market remains competitive and warrants regular comparison between insurers.
Between 2019 and 2026, average home insurance premiums for homeowners in Lévis show overall progression, moving from $972 to $1105, a roughly 14% increase over eight years. After acceleration between 2019 and 2024 (peaking at $1235), premiums stabilize and decline slightly in 2025 and 2026, possibly reflecting market correction or a revision of local risk profiles.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Lévis, the premium climbs roughly $220 to $280 per $100k value increment, at a pace that accelerates noticeably in the higher tiers. A representative $500k–$600k home pays $1160 per year, while properties above $1M reach $3078. This progressive acceleration curve reflects flood-zone exposure, particularly acute in Lévis due to proximity to the St. Lawrence River, as well as risk profile and reconstruction value.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $895.89 |
| 400k-500k | $974.93 |
| 500k-600k | $1143.37 |
| 600k-700k | $1388.59 |
| 700k-800k | $1786.51 |
| 800k-900k | $2308.48 |
| 900k-1000k | $2400.98 |
| 1M-2M | $3514.04 |
The average premium in 2026 is $1105 per year for a homeowner in Lévis, following a roughly 14% increase since 2019.
The premium climbs roughly $220 to $280 per $100k value increment. A representative $500k–$600k home pays $1160 per year, with marked acceleration in higher tiers, notably due to flood-zone exposure.
After peaking at $1235 in 2024, premiums fell to $1212 in 2025 and $1105 in 2026, possibly reflecting market correction or a revision of local risk profiles.
Flood-zone exposure, due to proximity to the St. Lawrence River, strongly influences premium progression, particularly for higher-value properties where acceleration is clearly visible.
$888 per year — an affordable entry point for homeowners with moderate-value properties in Lévis.
Comparing several insurers, increasing the deductible, bundling auto and home, and installing an alarm system can reduce the $1105 average premium by several hundred dollars.
Property of $400,000
Premium: $1029 per year
Premium computed in May 2026
Property of $750,000
Premium: $2640 per year
Premium computed in May 2026
Property of $300,000
Premium: $664 per year
Premium computed in May 2026
Property of $480,000
Premium: $484 per year
Premium computed in May 2026
Property of $340,000
Premium: $949 per year
Premium computed in May 2026
Property of $460,000
Premium: $761 per year
Premium computed in May 2026
Property of $440,000
Premium: $1631 per year
Premium computed in May 2026
Property of $410,000
Premium: $809 per year
Premium computed in May 2026
Property of $480,000
Premium: $388 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
