Genevieve in Lachine
Property of $950,000
Premium: $2708 per year
Premium computed in August 2026
In Lachine, home insurance for homeowners protects the building, personal belongings, and civil liability. It helps compare premiums by property value and provides essential coverage to preserve residential property against losses.
Between 2020 and 2026, average home insurance premiums for homeowners in Lachine show notable volatility. The premium starts at $1204 in 2020, peaks at $1888 in 2024, then decreases to $1474 in 2025 and $1454 in 2026. This year-to-year variation suggests fluctuations in rebuilding costs, insured amounts, or local risk profile. With seven years available, the data indicates an irregular trend rather than stable linear progression.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Lachine, premiums by home value show non-linear progression. The representative 500k-600k tier reaches $954, while 400k-500k sits at $1185 and 600k-700k at $1056. This distribution shows that property or reconstruction value alone does not explain the observed gaps. Other factors such as building age, construction materials, distance to fire services, claim history, or certain local risks likely influence the premium significantly.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $789.16 |
| 400k-500k | $1185.34 |
| 500k-600k | $953.69 |
| 600k-700k | $1056.24 |
| 700k-800k | $1732.28 |
| 800k-900k | $1397.26 |
| 900k-1000k | $2708.16 |
| 1M-2M | $2015.91 |
Property of $950,000
Premium: $2708 per year
Premium computed in August 2026
Property of $1,000,000
Premium: $1857 per year
Premium computed in August 2026
Property of $400,000
Premium: $886 per year
Premium computed in August 2026
Property of $1,000,000
Premium: $1505 per year
Premium computed in July 2026
Property of $760,000
Premium: $1953 per year
Premium computed in July 2026
Property of $500,000
Premium: $727 per year
Premium computed in June 2026
Property of $660,000
Premium: $596 per year
Premium computed in June 2026
Property of $780,000
Premium: $1842 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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