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BMW Z3 Car Insurance

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The BMW Z3 is an iconic roadster that marked the 90s and 2000s with its distinctive retro styling and exhilarating driving experience. Combining German elegance with open-top motoring, it offers a perfect balance of performance and pleasure. With its long hood, low stance, and rear-wheel drive, the Z3 embodies the spirit of classic roadsters while incorporating BMW's trademark build quality and precise engineering.

BMW Z3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the BMW Z3 show a fluctuating trend between 2022 and 2025. After decreasing from $343 to $312 between 2022 and 2023, costs have progressively increased to reach $431 in 2025, representing a significant 25% increase compared to 2023. This volatility might reflect the evolving collector value of this classic model.

To find the best insurance for your BMW Z3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW Z3 cost in Quebec?

The data reveals a notable difference in insurance premiums for the BMW Z3 between Montreal and Lévis. Montreal drivers pay an average of $613, approximately 26% more than those in Lévis, where average premiums are $486. This disparity likely reflects differences in urban density and theft rates between these two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $612.59

Offers received by our customers on BMW Z3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Relevant price range: We exclude extreme cases and focus on realistic prices for the majority of drivers.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025


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