CADILLAC LYRIQ Car Insurance

The Cadillac LYRIQ is a luxury electric SUV combining futuristic design, advanced technology, and premium comfort. As Cadillac's electrification flagship, it appeals to drivers seeking silent performance and modern prestige.

CADILLAC LYRIQ CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the Cadillac LYRIQ rise sharply, moving from $1686 to $2931. The large jump between 2023 and 2024 (from $1686 to $2790) likely reflects insurer adjustments following the model's recent introduction, followed by more moderate growth through 2026.

To find the best insurance for your CADILLAC LYRIQ vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your CADILLAC LYRIQ

How much does insurance for your CADILLAC LYRIQ cost in Quebec?

Premiums vary widely by city, ranging from $1054 in Saint-Jérôme to $8012 in Saguenay. Montreal ($3909), Brossard ($3434), and Quebec City ($3292) also post high amounts, while Saint-Jean-sur-Richelieu ($1644) and Laval ($2241) remain among the most affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$3433.86
DRUMMONDVILLE	$2502.44
GATINEAU	$2649.79
LAVAL	$2240.51
LÉVIS	$2364.39
LONGUEUIL	$3164.55
MONTRÉAL	$3909.36
QUÉBEC	$3414.48
REPENTIGNY	$2783.86
Saguenay	$8011.5
SAINT-JEAN-SUR-RICHELIEU	$1643.72
SAINT-JÉRÔME	$1054.14
TERREBONNE	$2700.38
TROIS-RIVIÈRES	$2856.05

CADILLAC LYRIQ average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
CADILLAC LYRIQ 2026	$3326.66
CADILLAC LYRIQ 2025	$3022.71
CADILLAC LYRIQ 2024	$2733.63
CADILLAC LYRIQ 2023	$1987.28

Frequently asked questions (FAQ)

How much does insurance cost for a Cadillac LYRIQ?

The average premium for a Cadillac LYRIQ reaches $2931 in 2026, up from $1686 in 2023. This amount can vary significantly depending on city and driver profile.

Why has the LYRIQ's premium increased so much since 2023?

The premium rose from $1686 in 2023 to $2790 in 2024, a large jump tied to insurer adjustments following the model's launch and the high value of its electric components.

Which city has the highest LYRIQ insurance cost?

Based on the data provided, Saguenay has the highest premium at $8012, followed by Montreal ($3909) and Brossard ($3434).

Where is the LYRIQ cheapest to insure?

Saint-Jérôme ($1054) and Saint-Jean-sur-Richelieu ($1644) show the lowest average premiums for this model based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why does a luxury EV like the LYRIQ cost more to insure?

High parts costs, the battery, and onboard technology drive up premiums for premium electric SUVs like the LYRIQ compared to equivalent gas-powered vehicles.

How can I lower my premium for a Cadillac LYRIQ?

Comparing quotes from several insurers remains essential, especially given the significant differences between cities, ranging from $1054 to $8012 according to the provided data.

No recent premium example was found for "CADILLAC LYRIQ".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

Versions covered by this CADILLAC LYRIQ page

The premiums above cover every version of the CADILLAC LYRIQ, so that each average rests on enough quotes. Here are the versions this page includes.

Version	Model years
LYRIQ 4DR 2WD	2023 - 2025
LYRIQ 4DR AWD	2023 - 2025
LYRIQ LUXURY 4DR 2WD	2026 - 2027
LYRIQ LUXURY 4DR AWD	2026 - 2027
LYRIQ SPORT 4DR 2WD	2026 - 2027
LYRIQ SPORT 4DR AWD	2026 - 2027
LYRIQ-V 4DR AWD	2026 - 2027
LYRIQ-V PREMIUM 4DR AWD	2026 - 2027

Model version by year

Explore other car insurance premiums

CADILLAC LYRIQ by city

Other Cadillac models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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