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CADILLAC CTS Car Insurance

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The Cadillac CTS is an American luxury sedan combining performance, refined comfort, and advanced technology. Positioned against premium German sedans, it appeals to drivers seeking prestige and dynamic driving in an elegant, well-equipped package.

CADILLAC CTS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, average premiums for the Cadillac CTS rise sharply, moving from $568 to $1216, before easing slightly to $1161 in 2026. This progression reflects broader increases in insurance costs, followed by a slight recent stabilization.

To find the best insurance for your CADILLAC CTS vehicle, it is more important than ever to compare the available options.

How much does insurance for your CADILLAC CTS cost in Quebec?

The highest premiums are found in Laval ($2635) and Quebec City ($1644), while Drummondville ($276) and Longueuil ($457) show the lowest amounts. The gap between these cities is particularly notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $275.58
GATINEAU $938.32
LAVAL $2588.21
LÉVIS $1278.99
LONGUEUIL $456.51
QUÉBEC $1653.85
SHERBROOKE $810.69
TROIS-RIVIÈRES $1029.06

CADILLAC CTS average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Cadillac CTS?
The average premium for a Cadillac CTS was $1216 in 2025 and $1161 in 2026, based on the available data.
Have Cadillac CTS premiums increased significantly?
Yes. Between 2021 and 2025, the average premium rose from $568 to $1216, before easing slightly to $1161 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Which city offers the lowest insurance cost for a Cadillac CTS?
Based on the data provided, Drummondville ($276) and Longueuil ($457) show the lowest average premiums for this model.
Why does the premium vary so much between Laval and Drummondville?
Factors such as traffic density, claim frequency, and local theft rates can explain the large gap between Laval ($2635) and Drummondville ($276).
What factors influence the premium for a Cadillac CTS?
Replacement value, luxury parts costs, engine power, and the model's claims history all directly influence the premium calculation.
How can I get a better premium for my Cadillac CTS?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling insurance policies can help secure a more favorable premium.

Offers received by our customers on CADILLAC CTS cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this CADILLAC CTS page

The premiums above cover every version of the CADILLAC CTS, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CTS 2.8L 4DR 2005 - 2007
CTS 3.0L 4DR 2010 - 2013
CTS 3.0L 4DR AWD 2010 - 2013
CTS 3.0L WAGON 2010 - 2014
CTS 3.0L WAGON AWD 2010 - 2014
CTS 3.6L 2DR 2011 - 2014
CTS 3.6L 2DR AWD 2011 - 2014
CTS 3.6L 4DR 2005 - 2019
CTS 3.6L 4DR AWD 2008 - 2019
CTS 3.6L WAGON 2010 - 2014
CTS 3.6L WAGON AWD 2010 - 2014
CTS 4DR 2003 - 2004
Show the 8 other versions

CTS DELUXE 4DR (2003 - 2004), CTS SPORT 4DR (2003 - 2004), CTS TURBO 4DR (2014 - 2019), CTS TURBO 4DR AWD (2014 - 2019), CTS VSPORT 4DR (2014 - 2019), CTS-V 2DR (2011 - 2014), CTS-V 4DR (2004 - 2019), CTS-V WAGON (2011 - 2014)


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