CADILLAC OPTIQ 2027
Karina from Saint-Roch-De-Richelieu
$1794 /year
Premium computed in September 2026
The Cadillac Optiq is a compact luxury electric SUV designed for urban drivers seeking technology, quiet operation, and prestige. A new addition to the Cadillac lineup, it combines electric range with premium finishing in an accessible format.
Since the Cadillac Optiq is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $2438 to $3332 — a marked increase of about 37%. More data will be needed to confirm a long-term trend.
To find the best insurance for your CADILLAC OPTIQ vehicle, it is more important than ever to compare the available options.
Premiums are highest for the Optiq in Laval ($3529), Montreal ($2885), and Lévis ($2778), while Saint-Jean-sur-Richelieu ($1653), Brossard ($1755), and Gatineau ($1968) show the lowest amounts. The gap between cities remains significant for this model.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1755.26 |
| DRUMMONDVILLE | $2511.32 |
| GATINEAU | $2477.68 |
| LAVAL | $3529.29 |
| LÉVIS | $2778.39 |
| LONGUEUIL | $2083.19 |
| MONTRÉAL | $2885.04 |
| QUÉBEC | $1944.27 |
| REPENTIGNY | $1803.30 |
| Saguenay | $2463.68 |
| SAINT-JEAN-SUR-RICHELIEU | $1743.19 |
| SAINT-JÉRÔME | $2364.20 |
| SHERBROOKE | $2556.96 |
| TERREBONNE | $2415.05 |
| TROIS-RIVIÈRES | $1999.60 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| CADILLAC OPTIQ 2027 | $2579.96 |
| CADILLAC OPTIQ 2026 | $2377.53 |
| CADILLAC OPTIQ 2025 | $2375.63 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the CADILLAC OPTIQ, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| OPTIQ 4DR AWD | 2025 |
| OPTIQ LUXURY 4DR 2WD | 2026 - 2027 |
| OPTIQ LUXURY 4DR AWD | 2026 - 2027 |
| OPTIQ SPORT 4DR 2WD | 2026 - 2027 |
| OPTIQ SPORT 4DR AWD | 2026 - 2027 |
| OPTIQ-V 4DR AWD | 2026 - 2027 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
