Car Insurance in Brossard

INSURANCE PREMIUM HISTORY IN BROSSARD (LAST 10 YEARS)

In Brossard, auto insurance premiums have seen a significant increase, rising from $690 in 2015 to $1571 in 2025, representing an increase of over 125% during this period. There was a particularly notable increase between 2019 and 2022, followed by a slight decrease in 2023 before resuming an upward trend in 2024 and 2025.

Factors influencing your insurance premiums in brossard

Car insurance premiums in brossard are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In brossard, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in brossard by age group

In Brossard, drivers aged 18 to 28 face the highest insurance premiums at $1902, while drivers aged 60 to 70 benefit from the lowest costs at $1068. There is a progressive decrease in premiums with age, reflecting increased driving experience and the perception of lower risk among older drivers.