Car Insurance in Candiac

INSURANCE PREMIUM HISTORY IN CANDIAC (LAST 10 YEARS)

In Candiac, auto insurance premiums have experienced irregular changes between 2015 and 2025. After a relatively stable period from 2015 to 2020 ($809 to $884), there was a sharp increase in 2021 ($1372), followed by a decrease in 2022 ($1072), then a gradual rise to $1471 by 2025.

Factors influencing your insurance premiums in candiac

Car insurance premiums in candiac are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In candiac, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in candiac by age group

In Candiac, drivers aged 18 to 28 pay the highest insurance premiums at $1609, while those 60-70 years old enjoy the most favorable rates at $1195. Interestingly, the 40-50 age group ($1527) pays slightly more than the 30-40 age group ($1466), creating an atypical curve in the age-based cost distribution.