Car Insurance in Contrecoeur

INSURANCE PREMIUM HISTORY IN CONTRECOEUR (LAST 10 YEARS)

In Contrecoeur, auto insurance premiums have seen a significant increase between 2015 and 2025, rising from $672 to $1405, representing an increase of over 100%. There was a particularly notable increase between 2017 and 2018, as well as between 2023 and 2024, likely reflecting changes in local risk factors or insurance market adjustments.

Factors influencing your insurance premiums in contrecoeur

Car insurance premiums in contrecoeur are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In contrecoeur, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in contrecoeur by age group

In Contrecoeur, drivers aged 18 to 28 face the highest insurance premiums, reaching $1625. Costs decrease gradually with age, with drivers aged 60 to 70 benefiting from the most advantageous premiums at $833, nearly half the amount paid by young drivers. This difference reflects increased driving experience and statistically lower risk associated with older drivers.