Car Insurance in Cowansville

INSURANCE PREMIUM HISTORY IN COWANSVILLE (LAST 10 YEARS)

In Cowansville, auto insurance premiums have experienced irregular evolution between 2016 and 2025. After a decrease in 2018, costs increased significantly, with a particularly marked rise between 2022 and 2024, jumping from $932 to $1320. This upward trend appears to stabilize in 2025 with an average premium of $1350.

Factors influencing your insurance premiums in cowansville

Car insurance premiums in cowansville are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In cowansville, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in cowansville by age group

In Cowansville, drivers aged 18 to 28 face the highest insurance premiums at $1857, almost double those of drivers aged 60 to 70 who enjoy the most favorable rates at $1012. Premiums decrease gradually with age, reflecting the perception of decreasing risk.