Car Insurance in Rivière-du-Loup

INSURANCE PREMIUM HISTORY IN RIVIERE-DU-LOUP (LAST 10 YEARS)

In Rivière-du-Loup, auto insurance premiums have experienced irregular evolution between 2015 and 2025. After a decrease in 2016, there was a steady increase until 2021, reaching a peak of $1258, followed by a significant drop in 2022 to $812. Since then, premiums have been gradually rising to reach $1376 in 2025.

Factors influencing your insurance premiums in riviere-du-loup

Car insurance premiums in riviere-du-loup are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In riviere-du-loup, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in riviere-du-loup by age group

In Rivière-du-Loup, young drivers aged 18 to 28 pay the highest premiums at $1884, more than double those of drivers aged 60 to 70 ($901). The intermediate age groups show a progressive decrease in costs, with a slight anomaly between the 40-50 and 50-60 age groups who pay almost identical amounts.