Car Insurance in Rouyn-Noranda

INSURANCE PREMIUM HISTORY IN ROUYN-NORANDA (LAST 10 YEARS)

In Rouyn-Noranda, auto insurance premiums have experienced irregular evolution between 2015 and 2025. After a sharp decrease in 2016 (from $1695 to $923), costs gradually increased until 2020, followed by a slight drop in 2021, before resuming a steady upward trend to $1637 in 2025.

Factors influencing your insurance premiums in rouyn-noranda

Car insurance premiums in rouyn-noranda are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In rouyn-noranda, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in rouyn-noranda by age group

In Rouyn-Noranda, young drivers aged 18-28 pay the highest insurance premiums at $2145, more than double what seniors aged 60-70 pay at the lowest cost of $917. There is a progressive and significant decrease in premiums with age, reflecting increased driving experience and reduced risk.