Car Insurance in Saint-Amable

INSURANCE PREMIUM HISTORY IN SAINT-AMABLE (LAST 10 YEARS)

In Saint-Amable, auto insurance premiums have seen a significant increase over the years, rising from $723 in 2015 to $1554 in 2025, representing an increase of over 115%. Despite slight decreases in 2016 and 2022, the general trend shows steady growth, with a notable acceleration between 2022 and 2024.

Factors influencing your insurance premiums in saint-amable

Car insurance premiums in saint-amable are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In saint-amable, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-amable by age group

In Saint-Amable, young drivers aged 18 to 28 face the highest insurance premiums at $1999, nearly 70% more than seniors aged 60 to 70 who pay $1179. The intermediate age groups show a gradual decrease in costs with age, reflecting the impact of driving experience on insurance premiums.