Car Insurance in Saint-Bruno

INSURANCE PREMIUM HISTORY IN SAINT-BRUNO (LAST 10 YEARS)

In Saint-Bruno, auto insurance premiums have experienced significant changes between 2015 and 2025. After a moderate increase from 2015 to 2020, there was a dramatic spike in 2021 to $1520, followed by a decrease in 2022-2023, before gradually rising again in 2024-2025. This volatility likely reflects changes in local market conditions.

Factors influencing your insurance premiums in saint-bruno

Car insurance premiums in saint-bruno are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In saint-bruno, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-bruno by age group

In Saint-Bruno, drivers aged 18 to 28 pay the highest insurance premiums at $1566, while those aged 60 to 70 enjoy the lowest costs at $1112. There is a gradual decrease in premiums with age, reflecting increased driving experience and reduced risk as perceived by insurers.