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Car Insurance in Saint-Bruno

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INSURANCE PREMIUM HISTORY IN SAINT-BRUNO (LAST 10 YEARS)

In Saint-Bruno, the average auto insurance premium fluctuates between 2016 and 2026, rising from $640 to $1367. After peaking at $1311 in 2019 and dropping to $865 in 2020, premiums resumed an upward trend reaching $1411 in 2025, before easing slightly to $1367 in 2026.

Factors influencing your insurance premiums in saint-bruno

Car insurance premiums in saint-bruno are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

  • Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
  • Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
  • Your place of residence: In saint-bruno, population density and traffic can impact your premiums.
  • Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
  • Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
  • Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-bruno by age group

In Saint-Bruno, drivers aged 18 to 29 pay the highest premium among the provided groups ($1804), while drivers aged 60 to 70 pay the lowest ($946). Premiums decrease progressively with age, from $1508 (30-39) to $1373 (40-49) and $1276 (50-59).

Age range Average price over the last 12 months
<18 $2288
18-29 $1804
30-39 $1538
40-49 $1427
50-59 $1261
60-70 $1038
70+ $1048

Frequently asked questions (FAQ)

How much does auto insurance cost in Saint-Bruno?
In 2026, the average auto insurance premium in Saint-Bruno is $1367, a slight decrease from $1411 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do young drivers pay more in Saint-Bruno?
Drivers aged 18 to 29 pay an average of $1804 in Saint-Bruno, almost double the $946 paid by the 60-70 age group, due to higher statistical risk tied to inexperience.
Has the insurance premium risen significantly in Saint-Bruno?
Yes. Between 2016 and 2025, the average premium rose from $640 to $1411, despite a temporary dip in 2020. In 2026, it eased slightly to $1367.
Which age group pays the least in Saint-Bruno?
Drivers aged 60 to 70 benefit from the lowest premium among the provided groups, averaging $946.
How can I reduce my insurance premium in Saint-Bruno?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling auto with home insurance are effective ways to lower premiums.

Offers received by our customers living in Saint-Bruno

CHEVROLET VOLT 5DR 2015

Lila from Saint-Bruno

$2588 /year

Premium computed on September 2026

BMW i4 M50 xDrive 4DR AWD 2023

Alexandre from Saint-Bruno

$1121 /year

Premium computed on September 2026

KIA SPORTAGE EX PREMIUM 4DR AWD 2026

Serge from Saint-Bruno

$1288 /year

Premium computed on September 2026

HONDA CIVIC LX 4DR 2020

Savannah from Saint-Bruno

$1783 /year

Premium computed on September 2026

HYUNDAI KONA ESSENTIAL 4DR AWD 2021

Michael from Saint-Bruno

$704 /year

Premium computed on August 2026

TOYOTA MATRIX WAGON 2009

Dave from Saint-Bruno

$375 /year

Premium computed on August 2026

MITSUBISHI OUTLANDER SEL PHEV 4DR AWD 2026

Gilles from Saint-Bruno

$1573 /year

Premium computed on August 2026

AUDI Q5 PROGRESSIV 45 2.0 TFSI 4DR AWD 2025

Francois from Saint-Bruno

$1586 /year

Premium computed on August 2026

HONDA CIVIC LX 4DR 2022

Francois from Saint-Bruno

$712 /year

Premium computed on August 2026

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Relevant price range: We exclude extreme cases and focus on realistic prices for the majority of drivers.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026