Car Insurance in Saint-Hippolyte

INSURANCE PREMIUM HISTORY IN SAINT-HIPPOLYTE (LAST 10 YEARS)

In Saint-Hippolyte, auto insurance premiums have experienced irregular but generally increasing trends between 2015 and 2025. After dropping to $810 in 2021, costs have risen significantly to reach $1712 in 2025, representing an increase of more than 100% from the lowest point.

Factors influencing your insurance premiums in saint-hippolyte

Car insurance premiums in saint-hippolyte are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In saint-hippolyte, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-hippolyte by age group

In Saint-Hippolyte, drivers aged 30 to 40 pay the highest insurance premiums at $1954, slightly more than those aged 18-28 at $1916. Costs then decrease with age, with drivers aged 60-70 enjoying the lowest premiums at $946, less than half what drivers in their thirties pay.