Car Insurance in Saint-Laurent

INSURANCE PREMIUM HISTORY IN SAINT-LAURENT (LAST 10 YEARS)

In Saint-Laurent, auto insurance premiums have experienced a significant increase, rising from $791 in 2015 to $2056 in 2025, representing an increase of over 160%. This upward trend was only interrupted in 2018 and 2022, years showing slight decreases. The most pronounced increases occurred between 2020 and 2021, then between 2023 and 2025.

Factors influencing your insurance premiums in saint-laurent

Car insurance premiums in saint-laurent are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In saint-laurent, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-laurent by age group

In Saint-Laurent, drivers aged 18 to 28 face the highest insurance premiums at $2580. Costs decrease progressively with age, with drivers aged 30 to 40 paying $2248, those 40 to 50 paying $2016, and those 50 to 60 paying $1667. Senior drivers (60-70) benefit from the most favorable premiums at $1398, nearly 46% less than young drivers.