Car Insurance in Sainte-Marie

INSURANCE PREMIUM HISTORY IN SAINTE-MARIE (LAST 10 YEARS)

In Sainte-Marie, auto insurance premiums have experienced a significant increase between 2015 and 2025, rising from $685 to $1371, representing an increase of over 100%. This upward trend was particularly pronounced between 2018 and 2019, with a jump of nearly 22%, and continues to increase steadily through 2025.

Factors influencing your insurance premiums in sainte-marie

Car insurance premiums in sainte-marie are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In sainte-marie, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in sainte-marie by age group

In Sainte-Marie, drivers aged 18 to 28 face the highest insurance premiums at $1840, reflecting their higher statistical risk. Drivers between 60 and 70 enjoy the lowest costs at $878. Interestingly, drivers aged 40 to 50 pay higher premiums ($1341) than those in the 30-40 and 50-60 age brackets.