Car Insurance in Sainte-Thérèse

INSURANCE PREMIUM HISTORY IN SAINTE-THERESE (LAST 10 YEARS)

In Sainte-Thérèse, auto insurance premiums have seen notable changes between 2015 and 2025. After a relatively stable period from 2015 to 2020 ($875 to $967), there was a sharp increase in 2021 reaching $1342, followed by a decrease in 2022-2023, then another significant rise to reach $1443 by 2025.

Factors influencing your insurance premiums in sainte-therese

Car insurance premiums in sainte-therese are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In sainte-therese, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in sainte-therese by age group

In Sainte-Thérèse, young drivers aged 18-28 face the highest insurance premiums at $2019, almost double what drivers aged 60-70 pay at $1046. There is a progressive decrease in costs with age, with drivers aged 30-40 paying $1450, those 40-50 paying $1251, and those 50-60 paying $1079.