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FIAT 500 Car Insurance

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The Fiat 500 is a compact city car with retro Italian styling, built for agile urban driving and easy parking. Affordable to purchase, it appeals to drivers seeking a distinctive, nimble, and budget-friendly vehicle for daily city commuting.

FIAT 500 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the Fiat 500 first fluctuates, dropping from $931 to $682 in 2022, before rising steadily each year to reach $1148 in 2026. This recent progression reflects overall increases in repair and parts replacement costs.

To find the best insurance for your FIAT 500 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FIAT 500 cost in Quebec?

Premiums for the Fiat 500 are highest in Brossard ($1670), Saint-Jérôme ($1651), and Trois-Rivières ($1487), while Saint-Jean-sur-Richelieu ($424), Drummondville ($477), and Gatineau ($651) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1670.02
DRUMMONDVILLE $477.40
GATINEAU $651.29
LAVAL $1233.74
LÉVIS $1284.66
LONGUEUIL $1336.80
MONTRÉAL $1299.00
QUÉBEC $1194.45
REPENTIGNY $979.15
Saguenay $1375.91
SAINT-JEAN-SUR-RICHELIEU $424.35
SAINT-JÉRÔME $1650.61
SHERBROOKE $1399.61
TERREBONNE $1108.94
TROIS-RIVIÈRES $1486.73

FIAT 500 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
FIAT 500 2026 $1157.28
FIAT 500 2025 $1452.84
FIAT 500 2024 $1206.76
FIAT 500 2017 $1092.03
FIAT 500 2016 $913.06
FIAT 500 2015 $864.05
FIAT 500 2014 $676.51
FIAT 500 2013 $615.56
FIAT 500 2012 $612.73

Frequently asked questions (FAQ)

How much does auto insurance cost for a Fiat 500?
The average premium for a Fiat 500 reached $1148 in 2026, after fluctuating between $682 and $976 in prior years according to available data.
Has the Fiat 500's premium increased over the years?
Yes, after a dip in 2022 ($682), the average premium rose each year to reach $1148 in 2026, marking a notable increase over the recent period.
Which cities offer the lowest insurance costs for a Fiat 500?
Based on the data provided, Saint-Jean-sur-Richelieu ($424), Drummondville ($477), and Gatineau ($651) show the lowest average premiums for this model.
Why does the premium vary so much between cities for the Fiat 500?
The differences reflect regional factors such as traffic density, claim frequency, and insurer competition, with premiums ranging from $424 to $1670 depending on the city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the insurance premium for a Fiat 500?
The vehicle's compact size can reduce certain risks, but limited parts availability and the driver's profile remain key factors in determining the premium.
How can I reduce the insurance cost for a Fiat 500?
Comparing quotes from several insurers, especially across regions where differences are significant, remains the best way to find a favorable premium for this model.

Offers received by our customers on FIAT 500 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this FIAT 500 page

The premiums above cover every version of the FIAT 500, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
500 ABARTH 2DR 2012 - 2019
500 LOUNGE 2DR 2012 - 2019
500 POP 2DR 2012 - 2019
500 SPORT 2DR 2012 - 2016
500 TURBO 2DR 2013 - 2016
500C ABARTH CABRIOLET 2013 - 2019
500C LOUNGE CABRIOLET 2012 - 2019
500C POP CABRIOLET 2012 - 2019
500e 2DR 2013 - 2018
500e GIORGIO ARMANI 2DR 2025
500e LA PRIMA 2DR 2025
500e POP 2DR 2026
Show the 1 other versions

500e RED 2DR (2024 - 2025)


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