FIAT 500 2012 Car Insurance

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The 2012 Fiat 500 is a compact city car with retro Italian styling, built for agile urban driving and easy parking. Affordable and charming, it appeals to drivers seeking a small vehicle with personality rather than a plain commuter box.

FIAT 500 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2012 Fiat 500 generally decreases, moving from $878 to $582, despite a slight rebound in 2023 ($725). This decline reflects the vehicle's ongoing depreciation with age.

To find the best insurance for your FIAT 500 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FIAT 500 2012

How much does insurance for your FIAT 500 2012 cost in Quebec?

The highest premiums for the 2012 Fiat 500 are found in Montreal ($728) and Saint-Jérôme ($590), while Gatineau ($382) and Repentigny ($482) show the lowest amounts among the six cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$381.5
MONTRÉAL	$728.46
QUÉBEC	$537.70
REPENTIGNY	$481.78
SAINT-JÉRÔME	$589.69
TERREBONNE	$507.40

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Fiat 500?

The average premium for a 2012 Fiat 500 was $582 in 2026, based on the available data, down from previous years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the premium for the 2012 Fiat 500 changed much since 2021?

Yes. It dropped from $878 in 2021 to $582 in 2026, despite a temporary increase to $725 in 2023, reflecting an overall downward trend tied to the vehicle's age.

Which city offers the lowest insurance cost for a 2012 Fiat 500?

Based on the data provided, Gatineau ($382) shows the lowest average premium, followed by Repentigny ($482).

Why does the premium for an older Fiat 500 decrease over time?

A vehicle's replacement value drops with age, which usually lowers premium costs, unless offset by temporary increases in parts or repair costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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