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FIAT 500 2013 Car Insurance

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The 2013 Fiat 500 is a compact city car with retro Italian styling, designed for urban driving and easy parking. Economical and nimble, it appeals to drivers seeking an agile, distinctive, and affordable vehicle for daily city commuting.

FIAT 500 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2013 Fiat 500 steadily decrease, moving from $1030 to $520, before rising again to $678 in 2026. This prolonged decline reflects vehicle depreciation, followed by a slight recent increase possibly tied to rising repair or insurance costs.

To find the best insurance for your FIAT 500 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FIAT 500 2013 cost in Quebec?

Premiums are highest for the 2013 Fiat 500 in Montreal ($1023) and Longueuil ($865), while Quebec City ($250) and Drummondville ($318) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $318.28
GATINEAU $339.79
LAVAL $473.06
LONGUEUIL $864.64
MONTRÉAL $1022.80
QUÉBEC $250.16
REPENTIGNY $382.67
SHERBROOKE $499.08

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Fiat 500?
The average premium for a 2013 Fiat 500 decreased from $1030 in 2021 to $520 in 2025, before rising again to $678 in 2026, based on the available data.
Why did the premium for the 2013 Fiat 500 decrease and then increase?
The decline between 2021 and 2025 reflects normal vehicle depreciation with age. The rise to $678 in 2026 may be explained by overall increases in repair and parts costs.
Which city offers the lowest insurance cost for a 2013 Fiat 500?
Based on the data provided, Quebec City ($250) and Drummondville ($318) post the lowest average premiums for this model.
Why is the premium much higher in Montreal?
In Montreal, the average premium reaches $1023, over four times that of Quebec City ($250), due to traffic density and higher claim frequency in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2013 Fiat 500?
Vehicle age, replacement value, parts availability, and driver profile all influence the premium, which varies considerably depending on the city of residence.
How can I lower my insurance cost for a 2013 Fiat 500?
Comparing quotes from several insurers, especially between cities with large gaps like Montreal and Quebec City, remains the most effective way to find a favorable premium.

Offers received by our customers on FIAT 500 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026