FORD EXPLORER Car Insurance

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The Ford Explorer is a versatile midsize SUV known for its spacious cabin, seven-passenger capacity, and robust road manners. It appeals to families and drivers seeking a capable vehicle for long trips and occasional towing.

FORD EXPLORER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Ford Explorer show an irregular pattern, rising from $1222 to $1782 in 2022, dropping to $1395 in 2023, then climbing to $2009 in 2025 before easing slightly to $1859 in 2026. This variation reflects insurance market fluctuations rather than a linear trend.

To find the best insurance for your FORD EXPLORER vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD EXPLORER

How much does insurance for your FORD EXPLORER cost in Quebec?

Premiums for the Ford Explorer are highest in Saguenay ($2739), Gatineau ($2541), Longueuil ($2535), and Montreal ($2520), while Repentigny ($772), Saint-Jean-sur-Richelieu ($1020), and Brossard ($1148) show the lowest amounts. The gap between these cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1148.44
DRUMMONDVILLE	$1635.84
GATINEAU	$2541.11
LAVAL	$1847.48
LÉVIS	$1896.37
LONGUEUIL	$2535.49
MONTRÉAL	$2520.32
QUÉBEC	$1954.64
REPENTIGNY	$772.42
Saguenay	$2739.26
SAINT-JEAN-SUR-RICHELIEU	$1020.18
SAINT-JÉRÔME	$2004.62
SHERBROOKE	$1897.54
TERREBONNE	$1604.66
TROIS-RIVIÈRES	$1872.05

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Explorer?

The average premium varies by year, ranging from $1222 in 2021 to $1859 in 2026, with a peak of $2009 in 2025. These variations reflect shifts in the insurance market.

Have Ford Explorer premiums increased over time?

The trend is not linear. The premium fluctuated between $1222 and $2009 over the 2021-2026 period, without a consistent upward or downward pattern.

Which cities offer the lowest insurance costs for a Ford Explorer?

Based on the data, Repentigny ($772), Saint-Jean-sur-Richelieu ($1020), and Brossard ($1148) show the lowest average premiums for this vehicle.

Why is the premium so high in Saguenay?

In Saguenay, the average premium reaches $2739, the highest among the provided cities, which may reflect regional factors like claim frequency or local driver profiles.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a Ford Explorer?

Vehicle size, replacement cost, power, and its risk profile as a midsize SUV influence the premium, which varies considerably by city and year.

How can I lower my premium for a Ford Explorer?

Comparing quotes from several insurers, especially between cities with marked differences like Repentigny and Saguenay, often reveals meaningful savings.