FORD EXPLORER 2021 Car Insurance

View offers received by our clients for their FORD EXPLORER 2021 car insurance

Click here to save on your car insurance

The 2021 Ford Explorer is a spacious, versatile midsize SUV designed for families and long-distance trips. With its three-row configuration and moderate off-road capability, it combines everyday comfort with practicality for varied uses.

FORD EXPLORER 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2021 Ford Explorer fluctuates, moving from $1478 to $1407, then rising sharply to $2114 in 2025 before easing slightly to $2064 in 2026. The overall trend remains upward over the period.

To find the best insurance for your FORD EXPLORER 2021 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD EXPLORER 2021

How much does insurance for your FORD EXPLORER 2021 cost in Quebec?

Differences between the provided cities are substantial: Montreal shows the highest premium ($6375), followed by Gatineau ($5109), while Quebec City posts the lowest amount ($1040). Laval ($2238) and Saint-Jérôme ($2024) fall in an intermediate range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$5108.83
LAVAL	$2237.77
MONTRÉAL	$6374.86
QUÉBEC	$1040.49
SAINT-JÉRÔME	$2023.87

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Ford Explorer?

Based on available data, the average premium for a 2021 Ford Explorer varies significantly by year and city, reaching $2064 in 2026 after peaking at $2114 in 2025.

Has the premium for the 2021 Ford Explorer changed much since 2021?

Yes. It rose from $1478 in 2021 to $2064 in 2026, with an initial dip followed by a marked increase starting in 2023, when it stood at $1532.

Why is the premium in Montreal much higher than in Quebec City?

Montreal shows an average premium of $6375 versus $1040 in Quebec City for this vehicle, a gap tied to traffic density, claims frequency, and higher theft risk in dense urban areas.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for an SUV like the Explorer?

Vehicle size, parts costs, theft frequency in certain cities, and the driver's profile are key factors in determining the premium.

TOYOTA
HIGHLANDER

CHEVROLET
TRAVERSE

JEEP
GRAND
CHEROKEE

HONDA
PILOT

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.