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FORD EXPLORER 2013 Car Insurance

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The 2013 Ford Explorer is a midsize family SUV known for its spacious cabin, versatility, and seating for up to seven passengers. Well-suited for long trips and hauling gear, it remains a popular choice among Quebec families.

FORD EXPLORER 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2013 Ford Explorer fluctuate rather than follow a linear trend, ranging between $726 and $1050. After peaking at $1050 in 2023, the premium dropped to $759 in 2024 before rising again to $902 in 2026, reflecting market variability rather than a steady increase or decrease.

To find the best insurance for your FORD EXPLORER 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD EXPLORER 2013 cost in Quebec?

Among the cities provided, Saint-Jérôme shows the highest premium for the 2013 Ford Explorer ($1391), followed by Saint-Jean-sur-Richelieu ($805) and Montreal ($786). Terrebonne posts the lowest premium ($576), revealing a notable gap between these four municipalities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $786.28
SAINT-JEAN-SUR-RICHELIEU $805.4
SAINT-JÉRÔME $1391.25
TERREBONNE $575.74

Frequently asked questions (FAQ)

How much does it cost to insure a 2013 Ford Explorer?
The average premium varies by reference year, ranging from $726 in 2021 to $902 in 2026, with a peak of $1050 in 2023. These variations reflect changing repair costs and demand for this model.
Have premiums for the 2013 Ford Explorer increased over time?
Not consistently. Between 2021 and 2026, the premium fluctuates between $726 and $1050 without a clear linear trend, suggesting the influence of specific factors rather than a structural increase.
Which city has the highest insurance cost for a 2013 Ford Explorer?
Based on the data provided, Saint-Jérôme shows the highest premium ($1391), well above Terrebonne, which offers the lowest premium ($576).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2013 Ford Explorer?
Vehicle age, parts costs, claim frequency, and the driver's city of residence all influence the premium, which can range from $576 to $1391 based on available data.
How can I reduce insurance costs for an SUV like the 2013 Ford Explorer?
Comparing multiple insurer quotes, adjusting deductibles, and bundling auto and home coverage are practical ways to reduce the premium for this type of vehicle.

Offers received by our customers on FORD EXPLORER 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026