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FORD EXPLORER 2013 Car Insurance

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The 2013 Ford Explorer is a sturdy midsize SUV valued for its spacious cabin and towing capability. Built for families and long trips, it offers a solid balance between road comfort and everyday utility.

FORD EXPLORER 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2013 Ford Explorer fluctuate rather than follow a straight trajectory, moving from $726 to a peak of $1050 in 2023, then dropping to $759 in 2024 before rising again to $902 in 2026. This variation reflects market adjustments rather than a stable trend.

To find the best insurance for your FORD EXPLORER 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD EXPLORER 2013 cost in Quebec?

Among the cities provided, Saint-Jérôme shows the highest premium for the 2013 Ford Explorer ($1391), followed by Sherbrooke ($820) and Saint-Jean-sur-Richelieu ($805), while Terrebonne posts the lowest amount ($576). Montreal sits around $786.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $786.28
SAINT-JEAN-SUR-RICHELIEU $805.4
SAINT-JÉRÔME $1391.25
SHERBROOKE $819.68
TERREBONNE $575.74

Frequently asked questions

How much does insurance cost for a 2013 Ford Explorer?

The average premium for a 2013 Ford Explorer reached $902 in 2026, after fluctuating between $726 and $1050 in previous years based on the available data.

Has the premium for the 2013 Ford Explorer increased over the years?

Not in a straight line. It went from $726 in 2021 to a peak of $1050 in 2023, then dropped to $759 in 2024 before rising again to $902 in 2026.

Which city has the highest insurance cost for a 2013 Ford Explorer?

Based on the data provided, Saint-Jérôme shows the highest premium at $1391, well above the $576 seen in Terrebonne.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the premium for a 2013 Ford Explorer vary so much by city?

The gap between Terrebonne ($576) and Saint-Jérôme ($1391) is explained by regional factors such as traffic density and local claim frequency.

What factors influence the premium of a 2013 Ford Explorer?

Vehicle age, claims history, parts availability, and driver profile all influence the premium, which has varied between $726 and $1050 depending on the year.

How can I lower my insurance premium for a 2013 Ford Explorer?

Comparing quotes from multiple insurers and adjusting optional coverage based on the vehicle's actual value are effective ways to reduce insurance costs.


Offers received by our customers on FORD EXPLORER 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026