GMC SIERRA 1500 2016 Car Insurance

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The 2016 GMC Sierra 1500 is a rugged full-size pickup built for both work and everyday driving. Known for its towing capability and refined cabin, it appeals to drivers seeking versatility and reliability in a substantial format.

GMC SIERRA 1500 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 GMC Sierra 1500 rises overall, from $497 to $1219. The progression is not linear, however: after jumping to $1060 in 2022, it dips to $950 in 2023 before climbing again to $1210 in 2025 and $1219 in 2026.

To find the best insurance for your GMC SIERRA 1500 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your GMC SIERRA 1500 2016

How much does insurance for your GMC SIERRA 1500 2016 cost in Quebec?

Premiums show significant variation by city: Gatineau ($3690) and Saguenay ($2130) stand out as notably higher, while Saint-Jérôme ($470) and Drummondville ($528) post the lowest amounts. Montreal ($1088), Quebec City ($1175), Saint-Jean-sur-Richelieu ($1108), and Sherbrooke ($707) fall in a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$527.56
GATINEAU	$3690.31
MONTRÉAL	$1088.22
QUÉBEC	$1174.54
Saguenay	$2129.51
SAINT-JEAN-SUR-RICHELIEU	$1108.02
SAINT-JÉRÔME	$470.02
SHERBROOKE	$707.13

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 GMC Sierra 1500?

In 2026, the average premium for a 2016 GMC Sierra 1500 stands at $1219, up from $497 in 2021, although the increase has fluctuated over the years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why did the premium decrease in 2023?

After a marked increase to $1060 in 2022, the average premium dropped to $950 in 2023, which may reflect market adjustments or a shift in insured driver profiles that year.

Which city has the highest insurance cost for the 2016 Sierra 1500?

Based on the data provided, Gatineau shows the highest premium at $3690, followed by Saguenay at $2130, well above the other cities compared.

Where is insurance most affordable for this vehicle?

Saint-Jérôme ($470) and Drummondville ($528) offer the lowest average premiums among the cities provided for the 2016 GMC Sierra 1500.

What factors influence the premium for a truck like the Sierra 1500?

Vehicle weight, replacement value, usage type (personal or commercial), and claim frequency in the registration region all directly affect premium costs.

FORD
F-150

RAM
1500

CHEVROLET
SILVERADO
1500

TOYOTA
TUNDRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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