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GMC SIERRA 1500 2020 Car Insurance

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The 2020 GMC Sierra 1500 is a rugged full-size pickup built for towing, work, and long-distance driving. It appeals to drivers seeking capability, comfort, and a commanding road presence.

GMC SIERRA 1500 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 GMC Sierra 1500 fluctuate rather than follow a linear trend, rising from $1134 in 2021 to a peak of $1724 in 2023, then dropping to $1344 in 2025 before climbing back to $1639 in 2026.

To find the best insurance for your GMC SIERRA 1500 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC SIERRA 1500 2020 cost in Quebec?

Montreal stands out sharply with an average premium of $3939, well above the other cities. Trois-Rivières ($865) and Lévis ($1022) show the lowest amounts, while Saguenay ($1490), Saint-Jérôme ($1315), and Quebec City ($1313) fall in a mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $1022.42
MONTRÉAL $3939.07
QUÉBEC $1312.92
Saguenay $1490.48
SAINT-JÉRÔME $1314.91
TROIS-RIVIÈRES $865.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 GMC Sierra 1500?
The average premium has varied by year, reaching $1639 in 2026 after peaking at $1724 in 2023. The exact amount depends heavily on the city and driver profile.
Have premiums for the 2020 Sierra 1500 increased over time?
Not in a linear way. Between 2021 and 2026, the average premium fluctuated between $1134 and $1724, without a consistent upward or downward trend.
Why is insurance so much more expensive in Montreal?
In Montreal, the average premium reaches $3939, compared to just $865 in Trois-Rivières. Urban density, vehicle theft, and claim frequency explain this large gap.
Which city offers the most affordable premium for this vehicle?
Based on the data provided, Trois-Rivières ($865) and Lévis ($1022) post the lowest average premiums for the 2020 GMC Sierra 1500.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a truck like the Sierra 1500?
Vehicle weight, replacement value, usage type (personal or commercial), and theft frequency in the registration region strongly influence the premium.
How can I get a better premium for a Sierra 1500?
Comparing quotes from several insurers, especially across regions like Montreal and Trois-Rivières where differences are notable, remains the best way to find a competitive price.

Offers received by our customers on GMC SIERRA 1500 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026