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GMC SIERRA 2016 Car Insurance

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The 2016 GMC Sierra is a rugged full-size pickup built for towing, hauling heavy loads, and professional use. Valued for its reliability and capability, it appeals to both tradespeople and outdoor enthusiasts seeking versatility and power.

GMC SIERRA 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 GMC Sierra generally increase, moving from $673 to $1209, despite a slight dip in 2023 ($974). This progression reflects rising repair and replacement costs for pickup trucks.

To find the best insurance for your GMC SIERRA 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC SIERRA 2016 cost in Quebec?

Premiums vary widely by city: Gatineau shows the highest premium ($3690), followed by Saguenay ($2130) and Quebec City ($1791), while Saint-Jérôme ($470) and Laval ($576) show the lowest amounts for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1247.78
GATINEAU $3690.31
LAVAL $575.78
MONTRÉAL $1088.22
QUÉBEC $1791.31
Saguenay $2129.51
SAINT-JEAN-SUR-RICHELIEU $1108.02
SAINT-JÉRÔME $470.02
SHERBROOKE $707.13

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 GMC Sierra?
In 2026, the average premium for a 2016 GMC Sierra is $1209. This amount has evolved since 2021, when the average premium was $673.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop in 2023?
The average premium fell from $1059 in 2022 to $974 in 2023 before rising again to $1135 in 2024. These fluctuations can result from claims variation and insurer adjustments.
Which city has the highest insurance cost for a 2016 GMC Sierra?
Based on the data provided, Gatineau shows the highest premium ($3690), followed by Saguenay ($2130), while Saint-Jérôme ($470) remains the most affordable.
What factors influence the premium for a 2016 Sierra?
Vehicle age, towing capacity, pickup theft frequency, and parts costs directly influence premiums, which vary considerably from city to city.
How can I lower my premium for a GMC Sierra?
Comparing quotes from several insurers, installing an anti-theft system, and bundling auto and home insurance are practical ways to reduce the premium cost.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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