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GMC SIERRA 2004 Car Insurance

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The 2004 GMC Sierra is a rugged pickup truck built for work and towing, offering solid hauling capacity and proven mechanics. This older model appeals to buyers seeking an affordable, dependable utility vehicle.

GMC SIERRA 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 GMC Sierra fluctuate notably, rising from $226 to a peak of $619 in 2024 before dropping to $351 in 2026. This variability likely reflects changes in insured driver profiles or claims history year over year, rather than a stable trend.

To find the best insurance for your GMC SIERRA 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC SIERRA 2004 cost in Quebec?

Based on the available data, the average premium for the 2004 GMC Sierra in Saint-Jean-sur-Richelieu is $308. No other cities were provided for geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SAINT-JEAN-SUR-RICHELIEU $308.16

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 GMC Sierra?
The average premium for a 2004 GMC Sierra varies by year, reaching $351 in 2026 after peaking at $619 in 2024. These fluctuations reflect changes in claims data over time.
Why did the Sierra 2004 premium fluctuate so much between 2021 and 2026?
Premiums rose from $226 to $619, then dropped to $351, suggesting shifts in insured driver profiles or recorded claims rather than a steady upward or downward trend.
How much does insurance cost for a 2004 GMC Sierra in Saint-Jean-sur-Richelieu?
In Saint-Jean-sur-Richelieu, the average premium for this model is $308, based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence insurance premiums for an older truck like the Sierra 2004?
Vehicle age, lower replacement value, intended use (work, towing), and claims history all influence the premium, which can vary considerably from year to year.
Does an older vehicle cost less to insure?
Generally yes, since replacement value decreases with age, though higher parts or repair costs can sometimes push premiums up, as seen in 2024.
How can I lower the insurance premium for a 2004 GMC Sierra?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's actual value are effective ways to reduce the premium for an older model.

Offers received by our customers on GMC SIERRA 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026