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GMC SIERRA 2004 Car Insurance

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The 2004 GMC Sierra is a rugged pickup built for work and towing, offering generous payload capacity and durable construction. Valued for its reliability, it remains a popular choice among owners seeking a versatile, long-lasting utility vehicle.

GMC SIERRA 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2004 GMC Sierra fluctuate noticeably, moving from $226 to $351, with a notable spike to $619 in 2024. This variation likely reflects changes in risk profile or claims data rather than a stable trend.

To find the best insurance for your GMC SIERRA 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC SIERRA 2004 cost in Quebec?

In Saint-Jean-sur-Richelieu, the average premium for the 2004 GMC Sierra is $308, an amount that falls within the range observed across the years for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SAINT-JEAN-SUR-RICHELIEU $308.16

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 GMC Sierra?
The average premium varies by year, ranging from $193 to $619 between 2021 and 2026, with a value of $351 in 2026. In Saint-Jean-sur-Richelieu, the average premium is $308.
Why did the Sierra 2004 premium reach $619 in 2024?
This spike may reflect a temporary rise in claims linked to the model, changes in insurance data, or risk adjustments specific to that year.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Are premiums for a 2004 vehicle more stable than for a newer model?
Not necessarily. Data for the Sierra 2004 shows significant year-to-year fluctuations, indicating that vehicle age doesn't eliminate premium variability.
What factors influence the premium for a 2004 GMC Sierra?
Vehicle usage, claims history, parts replacement value, and driver profile can all explain the variations observed between $226 and $619.
How can I lower my premium for a truck like the Sierra 2004?
Comparing quotes from several insurers, maintaining a clean driving record, and adjusting coverage to match actual vehicle use can help secure a better price.

Offers received by our customers on GMC SIERRA 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026