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GMC TERRAIN Car Insurance

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The GMC Terrain is a versatile compact SUV built to balance urban comfort with everyday practicality. With its rugged styling and spacious cabin, it appeals to families and drivers looking for a dependable vehicle for both city and highway use.

GMC TERRAIN CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the GMC Terrain rise sharply, moving from $1073 to a peak of $2057, before dropping to $1687 in 2026. This recent decline suggests an adjustment following a period of marked cost increases.

To find the best insurance for your GMC TERRAIN vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC TERRAIN cost in Quebec?

Premiums are highest in Laval ($6902), Longueuil ($2836), and Saint-Jérôme ($2212), while Drummondville ($1309) and Terrebonne ($1318) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1599.03
DRUMMONDVILLE $1308.84
GATINEAU $1971.92
LAVAL $6901.87
LÉVIS $1494.67
LONGUEUIL $2835.69
MONTRÉAL $1679.86
QUÉBEC $1701.35
REPENTIGNY $1474.86
Saguenay $1682.53
SAINT-JEAN-SUR-RICHELIEU $1537.80
SAINT-JÉRÔME $2211.91
SHERBROOKE $1491.73
TERREBONNE $1318.12
TROIS-RIVIÈRES $2039.63

Frequently asked questions (FAQ)

How much does auto insurance cost for a GMC Terrain?
The average premium for a GMC Terrain ranged from $1073 in 2021 to a peak of $2057 in 2025, before dropping to $1687 in 2026 based on available data.
Why did the GMC Terrain premium rise so much and then drop?
Between 2021 and 2025, the average premium more than doubled, going from $1073 to $2057, likely due to rising repair costs. The drop to $1687 in 2026 may reflect an insurer adjustment.
Which city has the highest insurance cost for a GMC Terrain?
Based on the data provided, Laval shows the highest premium at $6902, well above other cities like Longueuil ($2836) or Montreal ($1680).
Where is the GMC Terrain cheapest to insure?
Drummondville ($1309) and Terrebonne ($1318) show the lowest average premiums for this vehicle among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a GMC Terrain?
SUV classification, replacement value, parts costs, and the driver's city of residence heavily influence the premium, which can range from $1309 to over $6900 depending on location.
How can I lower my premium for a GMC Terrain?
Comparing quotes from multiple insurers is especially useful for this model, given the significant differences observed between cities, ranging from $1309 to $6902.

Offers received by our customers on GMC TERRAIN cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026