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MAZDA CX-3 Car Insurance

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The Mazda CX-3 is a subcompact crossover with refined styling and agile handling, praised for above-average interior quality within its segment. Compact and easy to maneuver in the city, it suits drivers seeking a versatile, stylish vehicle.

MAZDA CX-3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Mazda CX-3 fluctuate rather than follow a straight trajectory, moving from $1064 in 2021 to a peak of $1304 in 2025 before easing to $1224 in 2026. Overall, the premium remains slightly higher than at the start of the period.

To find the best insurance for your MAZDA CX-3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA CX-3 cost in Quebec?

Premiums are highest for the Mazda CX-3 in Saguenay ($1860), Sherbrooke ($1641), and Montreal ($1590), while Drummondville ($1023), Terrebonne ($1027), and Saint-Jérôme ($1034) show the lowest amounts. The gap between the most and least expensive cities is considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $996.85
DRUMMONDVILLE $1078.63
GATINEAU $1359.02
LAVAL $1191.99
LÉVIS $1267.70
LONGUEUIL $1210.94
MONTRÉAL $1667.59
QUÉBEC $1218.89
REPENTIGNY $1051.38
Saguenay $1894.95
SAINT-JEAN-SUR-RICHELIEU $1034.00
SAINT-JÉRÔME $1044.63
SHERBROOKE $1540.34
TERREBONNE $960.86
TROIS-RIVIÈRES $1279.38

MAZDA CX-3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
MAZDA CX-3 2022 $1495.77
MAZDA CX-3 2021 $1319.79
MAZDA CX-3 2020 $1258.11
MAZDA CX-3 2019 $1182.65
MAZDA CX-3 2018 $1130.14
MAZDA CX-3 2017 $1217.14
MAZDA CX-3 2016 $1175.71

Frequently asked questions (FAQ)

How much does insurance cost for a Mazda CX-3?
In 2026, the average premium for a Mazda CX-3 is around $1224, after peaking at $1304 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have CX-3 premiums changed much since 2021?
Yes. They fluctuated between $1035 and $1304 depending on the year, without a clear linear trend, before settling at $1224 in 2026.
Which city has the highest CX-3 insurance costs?
Based on the data provided, Saguenay shows the highest premium ($1860), followed by Sherbrooke ($1641) and Montreal ($1590).
Where is the CX-3 least expensive to insure?
Drummondville ($1023), Terrebonne ($1027), and Saint-Jérôme ($1034) post the lowest average premiums for this model.
What factors influence a Mazda CX-3 premium?
Location, driving history, vehicle usage, and model year all influence the premium, which varies significantly from one city to another.
How can I lower my CX-3 premium?
Comparing quotes from several insurers and bundling auto with home insurance remain the most effective ways to secure a better price.

Offers received by our customers on MAZDA CX-3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this MAZDA CX-3 page

The premiums above cover every version of the MAZDA CX-3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CX-3 GS 4DR 2WD 2016 - 2022
CX-3 GS 4DR AWD 2016 - 2022
CX-3 GT 4DR 2WD 2017 - 2018
CX-3 GT 4DR AWD 2016 - 2022
CX-3 GX 4DR 2WD 2016 - 2022
CX-3 GX 4DR AWD 2016 - 2020
CX-3 SPORT 4DR AWD 2021

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