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MAZDA MAZDA3 Car Insurance

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The Mazda3 is a stylish compact car known for its refined design, agile handling, and upscale cabin. It appeals to drivers seeking a balance of style, driving enjoyment, and everyday practicality in a highly competitive segment.

MAZDA MAZDA3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Mazda3 fluctuate: they drop from $1693 to $1092 between 2021 and 2022, then climb gradually to $1397 in 2025 before easing slightly to $1375 in 2026. The current level remains below the 2021 figure.

To find the best insurance for your MAZDA MAZDA3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 cost in Quebec?

Premiums are highest in Montreal ($1781), Saint-Jérôme ($1654), and Longueuil ($1522), while Brossard ($1185), Trois-Rivières ($1286), and Sherbrooke ($1307) show the lowest amounts. The gap between cities remains notable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1073.34
DRUMMONDVILLE $1400.87
GATINEAU $1377.65
LAVAL $1365.82
LÉVIS $1487.96
LONGUEUIL $1562.41
MONTRÉAL $1821.89
QUÉBEC $1385.94
REPENTIGNY $1328.51
Saguenay $1421.69
SAINT-JEAN-SUR-RICHELIEU $1425.72
SAINT-JÉRÔME $1631.38
SHERBROOKE $1302.44
TERREBONNE $1305.08
TROIS-RIVIÈRES $1254.82

Frequently asked questions (FAQ)

How much does it cost to insure a Mazda3?
Based on the available data, the average premium for a Mazda3 was $1375 in 2026, after fluctuating between $1092 and $1693 in previous years.
Has the Mazda3 premium changed much since 2021?
Yes. It dropped from $1693 in 2021 to $1092 in 2022, then gradually rose to $1397 in 2025 before easing slightly to $1375 in 2026.
Which city offers the lowest insurance cost for a Mazda3?
Based on the data provided, Brossard ($1185), Trois-Rivières ($1286), and Sherbrooke ($1307) show the lowest average premiums for this model.
Why does Montreal show the highest premium for a Mazda3?
Montreal ($1781) is noticeably higher than other cities, likely due to traffic density and higher claim frequency in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the insurance premium for a Mazda3?
Place of residence, driver age, claims history, and model year are among the factors explaining the variation observed between $1092 and $1781.
How can I reduce my premium for a Mazda3?
Comparing quotes from several insurers, bundling policies, and maintaining a clean driving record are effective ways to reduce insurance costs.

Offers received by our customers on MAZDA MAZDA3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026