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MAZDA MX-5 Car Insurance

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The Mazda MX-5 is a light, agile roadster known for pure driving enjoyment and precise handling. Compact and affordable, it appeals to enthusiasts seeking an accessible sports-car experience without the bulk of larger performance vehicles.

MAZDA MX-5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Mazda MX-5 fluctuates before rising sharply: after dipping from $404 to $360 in 2022, it climbs steadily to $586 in 2026, an overall increase of about 45% over the period.

To find the best insurance for your MAZDA MX-5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 cost in Quebec?

The highest MX-5 premiums are found in Drummondville ($978), Gatineau ($969), and Terrebonne ($773), while Brossard ($138) and Trois-Rivières ($188) show the lowest amounts. The gap between these cities is especially pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $977.78
GATINEAU $858.64
LAVAL $364.35
LÉVIS $389.57
LONGUEUIL $623.08
MONTRÉAL $291.92
QUÉBEC $499.18
REPENTIGNY $356.91
Saguenay $528.27
SAINT-JEAN-SUR-RICHELIEU $409.04
SAINT-JÉRÔME $480.63
SHERBROOKE $367.30
TERREBONNE $618.80
TROIS-RIVIÈRES $564

MAZDA MX-5 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
MAZDA MX-5 2026 $752.88
MAZDA MX-5 2025 $1189.35
MAZDA MX-5 2024 $861.16
MAZDA MX-5 2023 $761.92
MAZDA MX-5 2022 $841.90
MAZDA MX-5 2021 $659.78
MAZDA MX-5 2019 $585.75
MAZDA MX-5 2018 $464.22
MAZDA MX-5 2017 $772.21
MAZDA MX-5 2016 $541.40
MAZDA MX-5 2015 $450.09
MAZDA MX-5 2013 $438.01
MAZDA MX-5 2012 $307.17
MAZDA MX-5 2011 $423.54
MAZDA MX-5 2010 $375.02
MAZDA MX-5 2009 $317.55
MAZDA MX-5 2008 $304.42
MAZDA MX-5 2007 $377.05
MAZDA MX-5 2006 $321.37
MAZDA MX-5 2005 $317.05
MAZDA MX-5 2004 $371.94
MAZDA MX-5 2003 $391.69
MAZDA MX-5 2002 $409.96
MAZDA MX-5 2001 $355.86

Frequently asked questions (FAQ)

How much does insurance cost for a Mazda MX-5?
The average premium for a Mazda MX-5 was $502 in 2025 and reaches $586 in 2026 based on available data, which remains affordable for a sports roadster.
Has the MX-5 premium changed much since 2021?
Yes. After dropping to $360 in 2022, the average premium rose each year to reach $586 in 2026, an overall increase of about 45% over six years.
Which cities offer the lowest MX-5 insurance costs?
Based on the data provided, Brossard ($138) and Trois-Rivières ($188) post the lowest average premiums for this model.
Why do Drummondville and Gatineau show such high premiums?
In Drummondville ($978) and Gatineau ($969), average premiums far exceed those seen elsewhere, which may reflect local differences in claim frequency or driver profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can a small sports car like the MX-5 cost more to insure in some cities?
Despite its compact size, the MX-5 is classified as a sports vehicle, which influences the premium depending on the city, driver profile, and local claims statistics.
How can I lower my premium for a Mazda MX-5?
Comparing quotes from several insurers, especially between cities with marked gaps like Brossard and Drummondville, often helps find a more favorable premium for this model.

Offers received by our customers on MAZDA MX-5 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this MAZDA MX-5 page

The premiums above cover every version of the MAZDA MX-5, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
MIATA SE CONVERTIBLE 2002 - 2003
MX5 ANNIVERSARY CONVERTIBLE 2019 - 2025
MX5 GS CONVERTIBLE 2019 - 2026
MX5 GS-P CONVERTIBLE 2019 - 2026
MX5 GT CONVERTIBLE 2019 - 2026
MX5 MIATA ANNIVERSARY CONVERTIBLE 2018
MX5 MIATA CONVERTIBLE 2001 - 2005
MX5 MIATA GS CONVERTIBLE 2004 - 2018
MX5 MIATA GT CONVERTIBLE 2004 - 2018
MX5 MIATA GX CONVERTIBLE 2004 - 2018
MX5 MIATA SE CONVERTIBLE 2012
MX5 MIATA SV CONVERTIBLE 2012
Show the 4 other versions

MX5 RF ANNIVERSARY CONVERTIBLE (2019 - 2021), MX5 RF GS CONVERTIBLE (2017 - 2018), MX5 RF GS-P CONVERTIBLE (2019 - 2026), MX5 RF GT CONVERTIBLE (2017 - 2026)


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